Groupama // Universal Registration Document 2022

4

CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

4.2 DECLARATION OF EXTRA ‑ FINANCIAL PERFORMANCE

This part corresponds to section 10 of the management report of the combined financial statements for fiscal year 2022, audited by the statutory auditors. The social, societal, and environmental information published in this “declaration” covers all entities within the scope of the combined financial statements, namely the regional mutuals, subsidiaries, and national entities. This approach provides a significant and comprehensive assessment of Groupama group’s progress in CSR (corporate social responsibility) in terms of understanding CSR risks and issues, and the steps taken and the results obtained. The elements of the Group CSR Strategy are also summarised in part 4.1 of the 2022 “URD” and in the Groupama group’s annual report. (1) (2)

4.2.1

CSR AT THE HEART OF OUR BUSINESS MODEL

4.2.1.3 Our ambition Our values and purpose provide the general framework for our action. The Group has two major strategies that mobilise its energy and resources to ensure the sustainability of our role as a responsible financial player: to cultivate our pioneering spirit (Groupama was a forerunner in assistance, driver’s bodily injury insurance, etc.) in particular to continue to innovate to allow our members and customers to build their lives confidently and to bolster our effective, profitable, sustainable mutualist model based on our values. CSR fully contributes to these strategies by reinforcing the commitment of our employees, by stimulating innovation and drivers of growth (responsible products and services incorporating societal and environmental criteria, new markets, etc.), by reducing costs (logistics optimisation, recycling, reduction of consumables, etc.) and by strengthening the image and quality of the relationship with external and internal audiences, particularly in the regions. In addition, CSR makes a group ‑ wide contribution to risk control in the Company’s major areas of business (commercial, HR management, communication, etc.). allow as many people as possible build their lives confidently. To do this, we rely on humane, caring, responsible communities. This long ‑ term purpose is shared with our elected representatives and employees, fuelling a collective dynamic that unites and motivates us. On 18 October 2022, the Groupama group won the “Trophées de la Raison d’Être 2022” organised by The Why Project and the HR&M Group. This award highlights the authenticity and driving force of our corporate purpose. Groupama thus has an inclusive model, with a desire to build and take action to provide all responsible players with efficient, sustainable solutions in keeping with the original spirit of the mutual founded by entrepreneurial farmers. It requires civic mobilisation around the drive to take action to address risk events and to create confidence.

4.2.1.1

A dynamic of responsibility since our group began

4.2.1.2 Our values and purpose Our DNA as a mutual insurer and our way we do business are based on values that correspond to the social expectations of our time: proximity, responsibility, engagement, performance, and solidarity. We apply these values on a daily basis to serve our ongoing central purpose stated in 2018: We are here to Groupama’s sustainable development policy is rooted in the very identity of the Group as a mutual insurer originating in agriculture. The Group was created by farmers for their own needs and has been passed on from generation to generation for over 100 years. It was therefore constructed by its members for its members. Thanks to this background and the responsibility of its elected representatives and employees, Groupama is fundamentally a partnership that has always placed made people its core focus, with the commitment to support and meet the lifelong protection needs of people and property in a constantly changing world. Integrating the issues of sustainable development into its business activities and its relations with stakeholders is part of our daily commitment to responsible business. It is fully integrated into the insurance business – providing solutions in particular to the challenges of today’s society, such as demographic transition and accessibility of insurance, climate change, and energy transition, the digital revolution, the world’s crises, current pandemic crisis – but also beyond the core business by supporting civil society initiatives, helping to reduce vulnerability, and contributing to local and national economic development. For all these reasons, Groupama is historically and intrinsically a socially responsible player.

“Declaration of Extra ‑ financial Performance” (DEFP), voluntarily prepared by Groupama according to the order on the publication of non ‑ financial information and its implementing decree in July and August 2017 respectively. Universal Registration Document (formerly Registration Document).

(1) (2)

75

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES