Groupama // Universal Registration Document 2022

8

ADDITIONAL INFORMATION Concordance tables

Items in Annexes 1 and 2 to European Regulation no 2019/980

Pages

6.2 List of major subsidiaries

8 , 294 to 297

7.

Review of financial position and earnings

7.1 Financial position

145 to 159 , 168 to 169

7.2 Operating earnings 7.2.1 Significant factors materially affecting income from operations

145 to 159

7.2.2 Reasons for material changes in net sales or revenues

145 to 159

8. Capital resources 8.1 Information on the issuer’s capital resources

158 , 168 to 169 , 176

8.2 Source and amount of cash flows

159 , 168 to 169 , 177 to 178

8.3 Information on the borrowing requirements and funding structure

159 , 168 to 169 , 247

8.4 Information regarding any restrictions on the use of capital resources that have materially affected or could materially affect the issuer’s operations

Not applicable

8.5 Sources of funding expected to honour commitments

168 to 169 , 247

9.

Regulatory environment

133 , 242 , 289 to 291 , 367 to 370

10.

Trend information

10.1 (a) The most significant recent trends in production, sales, and inventory and costs and selling prices 10.1 (b) Significant changes in the financial performance of the Group between 31 December 2022 and the date of the Universal Registration Document 10.2 Trends, uncertainties, demands, commitments, or events that are reasonably likely to have a material effect on the issuer’s prospects or of which the issuer is aware Profit forecasts or estimates 11.1 Inclusion of a profit forecast or a profit estimate in the Registration Document 11.

144 ,165

144 ,165

144 ,165

Not applicable

11.2 Assumptions on which the issuer based its forecast or estimate

Not applicable

11.3 Statement that the profit forecast or estimate has been compiled and prepared on a basis which is both: (a) comparable with the historical financial information and (b) consistent with the issuer’s accounting policies

Not applicable

12.

Administrative, management, and supervisory bodies and executive management

12.1 Board of Directors and senior management

30 to 56 , 357 to 365

12.2 Conflicts of interest in the administrative, management and supervisory bodies and the executive management

56

13. Compensation and benefits 13.1 Compensation and in ‑ kind benefits paid

57 to 58 , 267 , 338

13.2 Total amounts set aside or accrued to provide for pension, retirement, or similar benefits

267 , 338

14. Board practices 14.1 Date of expiration of the current terms of office

31 to 45 , 54 to 56

14.2 Service contracts between members of the managing bodies and the issuer or any of its subsidiaries

56

14.3 Information on the operating methods of the corporate governance bodies

46 to 53 and 357 to 365

14.4 Compliance with the applicable corporate governance regime

46 to 47

14.5 Potential material impacts on corporate governance

30

15. Employees 15.1 Number of employees and breakdown of persons employed

12 to 17 , 273 , 338

15.2 Shareholdings and stock options

Not applicable

15.3 Arrangements for involving the employees in the capital of the issuer

Not applicable

375

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES