Groupama // Universal Registration Document 2022

7

FINANCIAL STATEMENTS Annual financial statements and notes

Liabilities and commitments ı

31/12/2022

31/12/2021

Equity ‑ linked companies

Equity ‑ linked companies

Related companies

Related companies

(in thousands of euros)

Other

Total

Other

Total

B) Liabilities Shareholders’ equity

4,003,472

4,003,472 3,907,850

3,907,850

Share capital/initial capital

3,617,879

3,617,879 3,617,879

3,617,879

Other shareholders’ equity

385,593

385,593 289,971

289,971

Subordinated liabilities

3,006,428 3,006,428

3,232,345 3,232,345

Gross underwriting reserves Unearned premiums (non ‑ life)

430,956

6,664 437,620 389,736

5,316 395,052

Claims reserves (non ‑ life) Share of earnings and dividends (non ‑ life) Equalisation reserves

5,682,852

291,261 5,974,112 4,953,178

303,602 5,256,780

196

196

513

513

135,442

14,259 149,702 161,056

13,123 174,179

Other underwr. res. (non ‑ life) Contingent liabilities

1,116,797

15,186 1,131,984 1,176,866

16,546 1,193,412

52,064

52,064

50,667

50,667

Debts for cession. cash

177,684 177,684

163,789 163,789

Debts from direct insurance transactions Owed to policyholders Owed to insurance intermediaries Owed to other third parties Debts from reinsurance transactions Debts to credit establishments Other liabilities Other loans, deposits and guarantees received Bond debt

2

2

3,157

3,157

3,047

3,047

190,416

146,530 336,946 139,455

228,503 367,958

137,137 137,137

79,327

79,327

(1)

116,817 116,816

Personnel

48,249

48,249

47,216

47,216

Government, Social Security and local authorities

40,258

40,258

63,882

63,882

Other creditors

3,231

229,377 232,608

29,382

144,903 174,285

Accruals – liabilities

23,407

23,407

19,282

19,282

Unrealised foreign exchange adjustments TOTAL

11,563,362

4,133,851 15,697,213 10,758,036

4,546,177 15,304,213

333

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES