Groupama // Universal Registration Document 2022

7

FINANCIAL STATEMENTS Annual financial statements and notes

Note 13 Liabilities

31/12/2022

31/12/2021

Maturity

Maturity

< 1 year 1 to 5 years > 5 years

Total

< 1 year 1 to 5 years > 5 years

Total

(in thousands of euros)

Other liabilities Debts arising from direct insurance operations:

3,150

7

3,157

3,050

3,050

Policyholders

0

0

2

2

Insurance intermediaries Co ‑ insurers

3,149

7

3,157

3,047

3,047

Other third parties Debts relating to reinsurance transactions:

333,530

3,415

1 336,946 313,789 54,163

6 367,957

Reinsurers

226,896

3,402

1 230,299 163,943 52,466

6 216,415

Ceding entities

106,634

14

106,647 149,845

1,697

151,542

Other intermediaries Bonds (including convertible bonds) Debt to credit institutions Other liabilities:

27,975 109,162

137,137

400,441

400,441 402,199

402,199

Other loans, deposits and guarantees received Personnel, Social Security organisations and local authorities

79,327

79,327 116,816

116,816

48,249

48,249 47,216

47,216

Government, Social Security

40,258

40,258 63,882

63,882

Other creditors

232,607

232,607 174,285

174,285

TOTAL

737,121

3,422

1 740,544 747,012 163,325

6 910,343

The Zen bond issued in September 2014 matured in September 2022.

Note 14 Accruals – Liabilities

31/12/2022

31/12/2021

(in thousands of euros)

Amortisation of differences on redemption prices

19,632

14,623

Other accruals

3,774

4,659

TOTAL ACCRUED LIABILITIES

23,406

19,282

331

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES