Groupama // Universal Registration Document 2022

7

FINANCIAL STATEMENTS Annual financial statements and notes

Note 6 Share of outward reinsurance and retrocessionaires in underwriting reserves

31/12/2022

31/12/2021

Retro on inward from RMs

Retro on inward from RMs

Pools and CDA *

Other Retrosales

Pools and CDA *

Other Retrosales

Total

Total

(in thousands of euros)

Reserves for unearned premiums

6,044

0

6,044

6,051

310

6,362

Reserves for claims

76,197 1,174,710 488,203 1,739,110 80,721 637,183 436,681 1,154,585

Profit ‑ sharing reserves Equalisation reserves

1,655

5,981

7,636

1,532

5,386

6,917

Other underwriting reserves

2,725 214,601

217,326

2,179 221,697

223,876

TOTAL

86,621 1,389,311 494,184 1,970,116 90,483 859,190 442,066 1,391,739

* Including underwriting reserves related to contracts written by the Antilles ‑ Guyane regional mutual exempt from licensing (CDA).

Note 7

Receivables

31/12/2022

31/12/2021

Maturity:

Maturity:

< 1 year 1 to 5 years

> 5 years

Total

< 1 year 1 to 5 years

> 5 years

Total

(in thousands of euros)

Receivables net of impairments Receivables relating to direct insurance operations: Premiums to be written and to be cancelled Other receivables relating to direct insurance transactions: Policyholders Insurance intermediaries Co ‑ insurers Other third parties Receivables relating to reinsurance transactions:

(4,743)

3,706

(1,036)

(3,727)

2,786

320

(621)

(8,855)

(8,855)

(7,486)

(7,486)

4,113

3,706

7,819

3,758

2,786

320

6,865

4,113

3,706

7,819

3,758

2,786

320

6,865

412,769

1,233

2,986 416,988 454,985 55,622

3,997 514,604

Reinsurers

137,981

32

179 138,193 113,498

917

1,296 115,710

Ceding entities

274,788

1,200

2,807 278,795 341,487 54,705

2,701 398,893

Other receivables:

372,331

372,331 321,542

3,831

325,373

Personnel

100

100

1,085

1,085

Government, Social Security, and local authorities

94,910

94,910 13,082

13,082

Other debtors

277,321

277,321 307,375

3,831

311,206

TOTAL RECEIVABLES

780,357

4,939

2,986 788,282 772,799 62,239

4,318 839,356

325

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES