Groupama // Universal Registration Document 2022

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THE GROUP’S BUSINESSES International Insurance

2.3.3

CENTRAL AND EASTERN EUROPEAN COUNTRIES (CEEC)

2.3.3.3 Bulgaria At the end of 2022, premium income from the Bulgarian subsidiaries Groupama Zastrahovane and Groupama Zhivotozastrahovane amounted to €34 million, including €21 million in property and casualty insurance.

2.3.3.1 Hungary The Hungarian market was up +12.7% in non ‑ life insurance and +1.0% in life insurance at the end of December 2022. Groupama Biztosito generated premium income of €409 million as of 31 December 2022 via a highly diversified distribution network of branches, banking partnerships, brokers, and online enrolment sites. As of 31 December 2022, life and health insurance represented €189 million, and property and casualty insurance represented €220 million. Romania The Romanian market was up +2.2% in life insurance and up +28.8% in non ‑ life insurance as at the end of September 2022. Groupama Asigurari generated premium income of €603 million as of 31 December 2022, driven in equal amounts by bancassurance, brokers, independent agents, and the direct network. Property and casualty insurance represents the bulk of business with premium income of €570 million. 2.3.3.2 Groupama’s premium income for countries in Central and Eastern Europe amounted to €1,053 million as of 31 December 2022. The Group holds leading positions in Romania and Hungary.

2.3.4

OVERSEAS TERRITORIES

Gan Outre ‑ Mer remains one of the major insurance players in the Pacific (New Caledonia, French Polynesia, Wallis and Futuna), with premium income of €70 million as of 31 December 2022, including €60 million from property and casualty insurance.

CHINA

2.3.5

In China, the Groupama AVIC joint venture continued to develop in 2022 with income of €436 million as at 31 December 2022.

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Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES