Groupama // Universal Registration Document 2022

7

FINANCIAL STATEMENTS Combined financial statements and notes

37.2.2 Insurance policy servicing expenses by business – International

31.12.2022

31.12.2021

Property and casualty insurance

Life and health insurance

Property and casualty insurance

Life and health insurance

Total

Total

(in millions of euros)

Claims Paid to policyholders

(953)

(589)

(1,541)

(951)

(574)

(1,524)

Change in underwriting reserves Outstanding claims reserves

(30)

(6)

(36)

10

27

37

Actuarial reserves

57

57

45

45

Unit ‑ linked reserves

106

106

(114)

(114)

Profit sharing

1

(20)

(20)

(76)

(76)

Other underwriting reserves

2

3

(6)

(7)

(13)

TOTAL

(981)

(449)

(1,431)

(948)

(699)

(1,647)

265

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES