Groupama // Universal Registration Document 2022

7

FINANCIAL STATEMENTS Combined financial statements and notes

27.6 Impact of the discount in actuarial reserves for non ‑ life annuities by operating segment

Gross value ı

31.12.2022

31.12.2021

France International

Total

France International

Total

(in millions of euros)

Closing non ‑ life annuity actuarial reserves (net of recoveries) Closing non ‑ life annuity actuarial reserves (net of recoveries) before change in discount rate Closing non ‑ life annuity actuarial reserves (net of recoveries) excluding underwriting interest

2,605

17

2,623

2,669

18

2,688

2,812

17

2,830

2,669

18

2,688

3,075

17

3,093

2,998

18

3,017

Underwriting interest

(263)

(263)

(329)

(329)

Impact of change in discount rate

(207)

(207)

Proportion ceded ı

31.12.2022

31.12.2021

France International

Total

France International

Total

(in millions of euros)

Share of reinsurers in non ‑ life annuity actuarial reserves carried forward (net of recoveries) Share of reinsurers in non ‑ life annuity actuarial reserves carried forward (net of recoveries) before change in discount rate Share of reinsurers in non ‑ life annuity actuarial reserves carried forward (net of recoveries) excluding underwriting interest

253

253

284

284

264

264

284

284

284

284

305

305

Underwriting interest

(20)

(20)

(21)

(21)

Impact of change in discount rate

(11)

(11)

252

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES