Groupama // Universal Registration Document 2022
7
FINANCIAL STATEMENTS Combined financial statements and notes
27.2 Underwriting liabilities related to insurance policies – by business 27.2.1 Underwriting liabilities related to insurance policies – by business – France
31.12.2022
31.12.2021
Life and health insurance
Property and casualty insurance
Life and health insurance
Property and casualty insurance
Total
Total
(in millions of euros)
Underwriting reserves gross of reinsurance Life insurance reserves
31,405
31,405
31,739
31,739
Outstanding claims reserves
823
823
754
754
Reserves for profit ‑ sharing Other underwriting reserves
884
884
736
736
4
4
7
7
Total Life insurance
33,116
33,116
33,236
33,236
Reserves for unearned premiums
230
1,046
1,276
203
1,013
1,216
Outstanding claims reserves
1,364
10,598
11,962
1,350
9,649
10,998
Other underwriting reserves
2,916
500
3,416
2,916
612
3,527
Total Non ‑ life insurance
4,510
12,145
16,655
4,468
11,274
15,742
Life insurance reserves for unit ‑ linked policies
10,160
10,160
11,177
11,177
TOTAL
47,786
12,145
59,931
48,882
11,274
60,155
27.2.2 Underwriting liabilities related to insurance policies – by business – International
31.12.2022
31.12.2021
Life and health insurance
Property and casualty insurance
Life and health insurance
Property and casualty insurance
Total
Total
(in millions of euros)
Underwriting reserves gross of reinsurance Life insurance reserves
729
729
742
742
Outstanding claims reserves
53
53
57
57
Reserves for profit ‑ sharing Other underwriting reserves
5
5
4
4
2
2
2
2
Total Life insurance
789
789
805
805
Reserves for unearned premiums
52
634
686
60
598
659
Outstanding claims reserves
103
1,921
2,024
99
1,959
2,057
Other underwriting reserves
14
17
31
13
29
43
Total Non ‑ life insurance
169
2,572
2,740
172
2,586
2,758
Life insurance reserves for unit ‑ linked policies
955
955
1,096
1,096
TOTAL
1,913
2,572
4,484
2,073
2,586
4,659
249
Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES
Made with FlippingBook - Share PDF online