Groupama // Universal Registration Document 2022

6

EARNINGS AND FINANCIAL POSITION

6.1

6.3

MANAGEMENT REPORT OF THE BOARD OF DIRECTORS

CHARACTERISTICS OF THE MUTUAL CERTIFICATES AND REMUNERATION POLICY

140 140 143 144 145 159

167 167

6.1.1 Environment

6.3.1 Legal regime for mutual certificates 6.3.2 Characteristics of the mutual certificates issued by Groupama Assurances Mutuelles

6.1.2 Significant events of fiscal year 2022 6.1.3 Post ‑ balance sheet events 6.1.4 Analysis of financial statements

167 167

6.1.5 Debt

6.3.3 Remuneration policy

6.1.6 Risk management and reliability of financial information

159 162

6.4

CASH AND FINANCING OF THE GROUP

6.1.7 Financial futures policy

168 168 169

6.1.8 Analysis of the annual financial statements for the fiscal year

6.4.1 Issuer’s financing structure 6.4.2 Employment and cash

162 165

6.1.9 Outlook

6.1.10 Groupama’s 2022 declaration of extra ‑ financial performance

165

6.5

ADMINISTRATIVE, JUDICIAL, OR ARBITRATION PROCEEDINGS

169

6.2

DIVIDEND DISTRIBUTION POLICY 166

6.2.1 Dividends paid over the past three fiscal years

166 166 166

6.2.2 Distribution policy 6.2.3 Statute of limitations

139

Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES