Groupama // Universal Registration Document 2022

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CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

Details on the calculation of the rates contained in the social data Absenteeism rate in France = number of working days of absence/[average monthly headcount of permanent contracts and fixed ‑ term contracts * (number of working days paid under a contract, i.e. , 262 working days)]. Groupama Life Express data are not included in this calculation; ❯ Accident frequency rates = number of workplace and commuting accidents with work stoppage * 1,000,000/ annual theoretical hours worked; ❯ Accident severity rates = (working) days lost for workplace and commuting accidents with work stoppage * 1,000/ annual theoretical hours worked; ❯ The number of sick leave days does not include long ‑ term illnesses; ❯ Training rate: for this calculation, the workforce of companies that did not report information (GOM, Groupama Life, SPSE) were excluded. ❯ Details on prevention missions Since 2016, the indicator no longer covers a number of mission days but a number of missions, to facilitate the accounting of missions by the companies. Details on the calculation of GDPR training rates This indicator was introduced in 2020. It is equal to the number of GDPR training events completed/number of newcomers in year N.

Data on RI/SRI assets Criteria for definition of funds:

Beyond these requirements, portfolios classified as Article 8 or 9 by the SFDR (Sustainable Finance Disclosure) regulation are considered as ESG assets: a dedicated committee, chaired by Groupama Asset Management’s Risk Director, verifies compliance with these constraints. ❯ assets under management classified as Article 8 correspond to products which promote environmental and/or social characteristics. In particular, we find 26 of our 27 SRI public label funds in this category, as well as a France Relance label fund; ❯ assets under management classified as Article 9 correspond to products with a sustainable investment objective. This is a very restrictive requirement at Groupama Asset Management: only portfolios that invest significantly in green bonds are classified in this category. In this category, we find a fund with the public SRI label and a fund with the GreenFin label. ❯ a prerequisite: portfolios must systematically integrate the consideration of sustainability risks. We distinguish between 2 types of risks; ❯ “ESG Major Risks”: this type of risk, particularly controversial risks, has been monitored by our teams since 2014; ❯ at the same time, portfolios must comply with the coal exclusion policy introduced in 2019 and made progressively more demanding; ❯

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Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES

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