UNIVERSAL REGISTRATION DOCUMENT 2023

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

4.2.1.2

Our values and corporate purpose that permeate our daily lives

4.2.1 Groupama is a committed player in the regions, backed by an exceptional network of 58,000 elected representatives and employees, and has donated €12.7 billion in services to enable economic players to go about their lives with confidence. The implementation of strengthened governance for sustainability in 2023, including the cross ‑ functional programme to ensure compliance with major regulatory changes, the project to produce the first “sustainability report” for the 2024 fiscal year published in early 2025, the activation of the Strategy and Sustainability Committee of the Board of Directors of Groupama Assurances Mutuelles, a working group dedicated to sustainability in agriculture, the creation of a Sustainability Department leading a network of sustainability sponsors within the Management Committee of the entities and sponsors in the departments of Groupama Assurances Mutuelles. the carbon sink of Groupama forests continues to grow: 10.9 million tonnes of CO (10.5 million tonnes in 2022), 22,459 hectares in all French regions. Annual increase in CO stored (balance between planting and cutting + storage of biomass): almost +200,000 tonnes. ■ 2 2 Groupama’s sustainable development policy is rooted in the very identity of the Group as a mutual insurer originating in agriculture. The Group was created by farmers for their own needs and has been passed on from generation to generation for over 100 years. It was therefore constructed by its members for its members. Thanks to this background and the responsibility of its elected representatives and employees, Groupama is fundamentally a partnership that has always placed made people its core focus, with the commitment to support and meet the lifelong protection needs of people and property in a constantly changing world. Integrating the issues of sustainable development into its business activities and its relations with stakeholders is part of our daily commitment to responsible business. It is fully integrated into the insurance business–providing solutions in particular to the challenges of today’s society, such as demographic transition and accessibility of insurance, climate change, and energy transition, the digital revolution, the world’s crises, current pandemic crisis–but also beyond the core business by supporting civil society initiatives, helping to reduce vulnerability, and contributing to local and national economic development. For all these reasons, Groupama is historically and intrinsically a socially responsible player. SUSTAINABILITY AT THE HEART OF OUR BUSINESS MODEL A dynamic of responsibility since the group inception 4.2.1.1

4.2.1.3 Our DNA as a mutual insurer and our way we do business are based on values that correspond to the social expectations of our time: proximity, responsibility, engagement, performance, and solidarity. We apply these values on a daily basis to serve our ongoing central purpose – our corporate purpose. It was announced in 2018, and we were the first mutual insurance group to express on: We are here to allow as many people as possible build their lives confidently. We do this through caring, responsible communities offering mutual support. This long ‑ term purpose is shared with our elected representatives and employees, fuelling a collective dynamic that unites and motivates us. The Groupama group won the “Trophées de la Raison d’Être 2022” organised by The Why Project and the HR&M group. This award highlights the authenticity and driving force of our corporate purpose. Groupama thus has an inclusive model, with a desire to build and take action to provide all responsible players with efficient, sustainable solutions in keeping with the original spirit of the mutual founded by entrepreneurial farmers. It requires civic mobilisation around the drive to take action to address risk events and to create confidence. Our values and purpose provide the general framework for our action. The Group has two major strategies that mobilise its energy and resources to ensure the sustainability of our role as a responsible financial player: to cultivate our pioneering spirit (Groupama was a forerunner in assistance, driver’s bodily injury insurance, etc.) in particular to continue to innovate to allow our members and customers to build their lives confidently and to bolster our effective, profitable, sustainable mutualist model based on our values. In 2022, the Group set itself the ambition to build the mutual insurance group that champions the support of its customers. Sustainability (or CSR) fully contributes to these strategies by reinforcing the commitment of our employees, by stimulating innovation and drivers of growth (responsible products and services incorporating societal and environmental criteria, new markets, etc.), by reducing costs (logistics optimisation, recycling, reduction of consumables, etc.) and by strengthening the image and quality of the relationship with external and internal audiences, particularly in the regions. In addition, sustainability makes a group ‑ wide contribution to risk control in the Company’s major areas of business (commercial, HR management, communication, etc.). Our ambition, driven in particular by sustainability

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Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES