UNIVERSAL REGISTRATION DOCUMENT 2023

8 ADDITIONAL INFORMATION Concordance tables

8.7 CONCORDANCE TABLES

8.7.1 CONCORDANCE TABLE WITH THE HEADINGS REQUIRED BY EU REGULATION NO 2019/980

This concordance table reproduces the headings provided for in Annexes 1 and 2 to Delegated Regulation (EU) 2019/980 of 14 March 2019 and refers to the pages of this Universal Registration Document where the information relating to each of these headings is mentioned.

Pages

Items in Annexes 1 and 2 to European Regulation no 2019/980

1. Persons responsible, third ‑ party information, experts’ reports, and competent authority approval 1.1 Identification of persons responsible

380 ; 381

380

1.2 Declaration by persons responsible

Not applicable

1.3 Statement or report attributed to a person as an expert

Not applicable

1.4 Information from third parties

1

1.5 Statement of approval of the Registration Document by the competent authority

2. Statutory auditors 2.1 Name and address of statutory auditors and their membership in a professional body

381

2.2 Resignation, removal, or non ‑ reappointment of statutory auditors

Not applicable

167 ‑ 174 ; 290 ‑ 305

3.

Risk factors

4. Information about the issuer 4.1 Legal and commercial name

358

358

4.2 Place of registration, registration number, and legal entity identifier (LEI)

358

4.3 Date of incorporation and length of life

1 ; 358 ; 381

4.4 Issuer’s domicile, legal form, the legislation under which the issuer operates, its country of incorporation, the address, and telephone number of its registered office, and its website

5.

Business overview

5.1 Main businesses 5.1.1 Nature of operations and principal activities

17 ‑ 26 ; 169 ‑ 171 ; 179 ‑ 192 ; 281

17 ‑ 26 ; 169 ‑ 171 ; 179 ‑ 192

5.1.2 New products and/or services

17 ‑ 26 ; 179 ‑ 192 169 ‑ 171 ; 172

5.2 Principal markets

5.3 Important events in the development of businesses

10 ‑ 11

5.4 Strategy and objectives

Not applicable

5.5 Dependence on patents, licences, industrial, commercial, or financial contracts, or new manufacturing processes

17 ‑ 26

5.6 The basis for any statement made by the issuer regarding its competitive position

5.7 Investments 5.7.1 Material investments

178 ; 212 ; 325

Not applicable

5.7.2 Material investments of the issuer that are in progress or for which firm commitments have already been made

306 ‑ 309

5.7.3 Significant joint ventures and undertakings

Not applicable

5.7.4 Environmental issues that may affect the issuer’s utilisation of the tangible fixed assets

6. Organisational structure 6.1 Brief description of the Group and the issuer’s position within the Group

6 ‑ 8

7 ; 306 ‑ 309

6.2 List of major subsidiaries

7.

Review of financial position and earnings

179 ‑ 192 ; 200 ‑ 201

7.1 Financial position

7.2 Operating earnings

383

Document d’Enregistrement Universel 2023 GROUPAMA ASSURANCES MUTUELLES