UNIVERSAL REGISTRATION DOCUMENT 2023

7 FINANCIAL STATEMENTS Annual financial statements and notes

Liabilities and commitments ı

31.12.2023

31.12.2022

Equity ‑ linked companies

Equity ‑ linked companies

Related companies

Related companies

Other

Total

Other

Total

(in thousands of euros)

B) Liabilities Shareholders’ equity

4,154,204

4,154,204 4,003,472

4,003,472

Share capital/initial capital

3,617,879

3,617,879 3,617,879

3,617,879

Other shareholders’ equity

536,325

536,325 385,593

385,593

Subordinated liabilities

3,009,361 3,009,361

3,006,428 3,006,428

Gross underwriting reserves Unearned premiums (non ‑ life)

426,375

7,446 433,821 430,956

6,664 437,620

Claims reserves (non ‑ life) Share of earnings and dividends (non ‑ life)

5,943,462

278,887 6,222,349 5,682,852

291,261 5,974,113

122

122

196

196

Equalisation reserves

128,808

15,597 144,405 135,442

14,259 149,701

Other underwr. res. (non ‑ life)

1,047,177

12,061 1,059,238 1,116,797

15,186 1,131,983

Contingent liabilities

116,189 116,189

52,064 52,064

Debts for cession. cash

280,430 280,430

177,684 177,684

Debts from direct insurance transactions Owed to policyholders Owed to insurance intermediaries Owed to other third parties Debts from reinsurance transactions Bond debt Debts to credit establishments Other liabilities Other loans, deposits and guarantees received

3,151

3,151

3,157

3,157

353,998

234,981 588,979 190,416

146,530 336,946

323,429 323,429

79,327 79,327

Personnel

57,357 57,357

48,249 48,249

Government, Social Security and local authorities

125,670 125,670

40,258 40,258

Other creditors

1,671

156,392 158,063

3,231

229,377 232,608

Accruals – liabilities

24,829 24,829

23,407 23,407

Unrealised foreign exchange adjustments TOTAL

12,055,817

4,645,780 16,701,598 11,563,362

4,133,851 15,697,213

346

Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES