UNIVERSAL REGISTRATION DOCUMENT 2023

1

OVERVIEW OF THE GROUP

1.1

1.4

HISTORY OF THE COMPANY

4

STRATEGY

10 10 10 10

1.4.1 Our corporate purpose 1.4.2 Our sustainability approach 1.4.3 Our pillars of transformation 1.4.4 Our performance podiums 1.4.5 Our mutual insurance dynamic

1.2

ORGANISATION OF THE GROUP AND GROUPAMA ASSURANCES MUTUELLES

6 6

11 11 11

1.2.1 General organisation

1.2.2 Simplified organisation chart of the Group’s main subsidiaries as at 31 December 2023 1.2.3 Ties between the Group’s entities

1.4.6 Our ambition

7 8

1.5

HUMAN RESOURCES

12 12 15 16

1.5.1 Social Policy

1.5.2 Group workforce (France & International)

1.3

KEY FIGURES

8 8 9

1.5.3 Commitments to personnel

1.3.1 Groupama combined scope

1.3.2 Alternative Performance Indicators (API)

3

Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES