UNIVERSAL REGISTRATION DOCUMENT 2023
7 FINANCIAL STATEMENTS Combined financial statements and notes
Note 26 Insurance service revenue
31.12.2023
France
International
Total
Property and casualty insurance
Property and casualty insurance
Health and individual protection
Savings and pensions
Health and individual protection
Savings and pensions
Total
Total
(in millions of euros)
Amounts relating to changes in liability for remaining coverage: Contractual service margin (CSM) recognised for services provided Change in non ‑ financial risk correction Expected claims and other insurance expenses Other amounts (including experience adjustments arising from collection of premiums) Insurance income from contracts not valued in PAA Insurance income from contracts valued in PAA Recovery of acquisition cash flows
0
236
994 1,230
0
43
63
106 1,336
0
20
242
262
0
10
22
33
295
0
6
31
38
0
2
3
6
43
0
210
720
930
0
30
38
68
998
0
25
58
83
0
12
18
30
112
0
0
0
0
0
0
0
0
0
0
261 1,051 1,313
0
54
82
136 1,448
6,767 4,585
0 11,351 1,657
318
(0)
1,974 13,325
TOTAL INSURANCE INCOME
6,767 4,846 1,051 12,664 1,657
372
81 2,110 14,774
31.12.2022
France
International
Total
Property and casualty insurance
Property and casualty insurance
Health and individual protection
Savings and pensions
Health and individual protection
Savings and pensions
Total
Total
(in millions of euros)
Amounts relating to changes in liability for remaining coverage: Contractual service margin (CSM) recognised for services provided Change in non ‑ financial risk correction Expected claims and other insurance expenses Other amounts (including experience adjustments arising from collection of premiums) Insurance income from contracts not valued in PAA Insurance income from contracts valued in PAA Recovery of acquisition cash flows
22
208 1,278 1,507
0
40
68
108 1,615
(4)
24
310
330
9
29
38
368
26
(23)
28
30
3
4
7
37
207
940 1,147
28
35
63 1,210
46
55
101
(1)
(0)
(1)
100
0
0
0
22
254 1,333 1,608
0
39
68
107 1,715
6,258 4,232
0 10,490 1,531
211
(0)
1,743 12,233
TOTAL INSURANCE INCOME
6,280 4,486 1,333 12,098 1,531
250
68 1,849 13,947
The figures presented for 31 December 2022 are pro forma .
281
Document d’Enregistrement Universel 2023 GROUPAMA ASSURANCES MUTUELLES
Made with FlippingBook flipbook maker