UNIVERSAL REGISTRATION DOCUMENT 2023
7 FINANCIAL STATEMENTS Combined financial statements and notes
20.5 Impact of reinsurance contracts recognised in the period for the first time
31.12.2023
31.12.2022
Of which impact of reinsurance contract transfer and business combination
Of which impact of reinsurance contract transfer and business combination
Non ‑ onerous contracts
Non ‑ onerous contracts
Onerous contracts Total
Onerous contracts Total
(in millions of euros)
Valuation of present value of cash outflows
(4)
0 (4)
0
(4)
0 (4)
0
Commission
0
0
0
0
0
0
0
0
Claims
(2)
0 (2)
0
(3)
0 (3)
0
Valuation of present value of cash inflows Non ‑ financial risk adjustment Contractual service margin (CSM)
(2)
0 (2)
0
(3)
0 (3)
0
0
0
0
0
0
0
0
0
1
0
1
0
1
0
1
0
The figures presented for 31 December 2022 are pro forma .
Note 21 Timing of recognition of CSM in profit or loss
31.12.2023
31.12.2022
1 to 5 years
5 to 10 years > 10 years
1 to 5 years
5 to 10 years > 10 years
(in millions of euros)
< 1 year
Total
< 1 year
Total
Property and casualty insurance
0
0
0
0
0
0
0
0
0
0
Health and individual protection
29
91
76
99 294
25
92
65
81 262
Savings and pensions
246 863 676 1,570 3,354 306 1,030 722 1,372 3,429
TOTAL INSURANCE CONTRACTS
275 954 752 1,668 3,649 330 1,122 787 1,453 3,692
Property and casualty insurance
0
0
0
0
0
0
0
0
0
0
Health and individual protection
6
20
18
20
63
2
8
8
21
38
Savings and pensions
0
0
0
0
0
0
0
0
0
0
TOTAL REINSURANCE CONTRACTS
6
20
18
20
63
2
8
8
21
38
The figures presented for 31 December 2022 are pro forma .
277
Document d’Enregistrement Universel 2023 GROUPAMA ASSURANCES MUTUELLES
Made with FlippingBook flipbook maker