UNIVERSAL REGISTRATION DOCUMENT 2023
7 FINANCIAL STATEMENTS Combined financial statements and notes
1.2 Income statement by business segment and by activity
31.12.2023
France
International
Total
Property and casualty insurance
Property and casualty insurance
Savings and pensions
Financial sector business
Savings and pensions
Health and protection
Holding company
Health andl protection
Income statement
Total
Total
Insurance service income
6,767 4,846 1,051
0
0 12,664 1,657
372 81 2,110 14,774
Insurance service expenses
(6,373)
(4,538)
(861)
0
0 (11,772)
(1,640)
(305)
(47) (1,991) (13,764)
Insurance service result
394
308
190
0
0
892
17
67 34 119 1,010
Premiums allocated to reinsurers
(519)
(99)
0
0
0 (618)
(144)
(5)
0 (149)
(766)
Amounts received from reinsurers
384
83
0
0
0
467
161
4 (0)
165
632
Reinsurance result
(135)
(16)
0
0
0 (151)
18
(2)
0 16 (135)
Insurance service result net of reinsurance
259
292
190
0
0
741
35
65 34 135
875
Investment income
320
199 1,242
7 (51)
1,716
148
8 59 214 1,931
Investment expenses
(82)
(75)
(624)
8 23 (750)
(31)
(1)
(5)
(37)
(787)
Capital gains or losses from divestments net of impairment and depreciation write ‑ backs Change in fair value of financial instruments recorded at fair value through profit or loss Change in impairment on investments Investment income net of expenses Financial income or expenses from insurance contracts Financial income or expenses from reinsurance contracts Financial result from insurance and reinsurance contracts Total investment income net of expenses and financial result from insurance and reinsurance contracts
6
7
171
1 (48)
137
11
1
6 18
155
55
64 1,336
2 (1)
1,456
(5)
0 99 94 1,550
(18)
(32)
(292)
0 (4)
(345)
(1)
(0)
(1)
(2)
(347)
280
164 1,833
18 (80)
2,214
121
8 158 287 2,501
(83)
(71)
(1,695)
0
0 (1,849)
(23)
(1)
(181)
(205)
(2,053)
15
0
0
0
0
15
3
0
0
3
18
(68)
(71)
(1,695)
0
0 (1,834)
(21)
(1)
(181)
(202)
(2,036)
212
93
138
18 (80)
381
100
8 (23)
85
465
Other current operating income and expenses CURRENT OPERATING RESULT
(164)
(96)
(97)
29 (165)
(492)
(25)
(7)
(4)
(36)
(528)
306
289
231
47 (245)
629
110
66
8 184
812
Total other non ‑ current operating income and expenses
(7)
1
3
(0)
(43)
(47)
(14)
(3)
(8)
(25)
(72)
OPERATING RESULT
299
290
234
47 (288)
582
95
64 (1)
158
740
Financing expenses
(2)
(1)
(0)
(0)
(73)
(76)
(1)
(0)
0 (1)
(77)
Share of results of associates and joint ventures under the equity method
0
0
0
0
0
0
5
0
0
5
5
Corporate income tax
(80)
(86)
(71)
(12)
128 (121)
11
(29)
(14)
(32)
(152)
NET INCOME FROM CONTINUING OPERATIONS Net income from activities either discontinued or due to be discontinued
217
203
162
35 (233)
385
110
35 (14)
131
516
0
0
0
0 (6)
(6)
0
0
0
0
(6)
OVERALL NET INCOME
217
203
162
35 (238)
380
110
35 (14)
131
510
of which, non ‑ controlling interests OF WHICH, NET INCOME (GROUP SHARE)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
0
0 (0)
(0)
217
203
162
35 (238)
379
110
35 (14)
131
510
233
Document d’Enregistrement Universel 2023 GROUPAMA ASSURANCES MUTUELLES
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