UNIVERSAL REGISTRATION DOCUMENT 2023

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

Group risk classification

(1)

Main risks and their definition

Point in the text

Key performance indicators UN SDG correspondence

ENVIRONMENT: Consideration of the environment and climate in investments Risk of not taking into account the environmental impact: the degree of pollution, including carbon emissions, of the companies in which Groupama invests; ❯ the potential impact of environmental and climate constraints on asset values (taking into account regulatory, physical, and transitional risks) ❯ ENVIRONMENT: Consideration of the environment and climate in offerings and underwriting policy Risk of Groupama not taking into account the environmental impact (the degree of pollution, including carbon emissions) of the policyholders’ activities and their needs in terms of resilience or support for the ecological transition Prevention of corruption, influence peddling, and tax evasion Anti ‑ money laundering and combating the financing of terrorism (AML/CFT)

Financial risks Point 4.2.4.1.

Rate of assets managed with ESG criteria

❯

Non ‑ life underwriting risk

Rate of change in the number of “infrequent driver” motor policies

Point 4.2.4.1.

❯

Risks of corruption and

Rate of employees trained in ethics and anti ‑ corruption through e ‑ learning Number of employees trained (awareness)

Point 4.2.7.

❯

influence peddling Money laundering

❯

UN Sustainable Development Goals. (1)

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Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES