UNIVERSAL REGISTRATION DOCUMENT 2023

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

reused for the redevelopment projects of the Group’s various subsidiaries in the Paris region and elsewhere in France. For example, 6,000 pieces of furniture were reused from the Campus to fit out Groupama Asset Management, CapsAuto, G2S, Groupama Gan Vie, and Gan Prévoyance outside the Paris region. Other items of furniture, such as wheeled pedestals and screens that were not reused, were donated to organisations such as Emmaüs as well as to an organisation that sets up offices and accommodations for people with disabilities. Also worth noting is the distribution of ECOPASS or “responsible events” to the Group’s companies: how to organise a “responsible” event (local service providers, CSR materials, etc.). Fight against food waste The Group’s entities themselves do not handle food services for employees (subcontracted corporate catering or restaurant vouchers). However, companies are putting in place actions to combat food waste, such as poster campaigns and awareness ‑ raising events during the European Sustainable Development Week. Sustainable use of resources The economical use of resources is an integral part of our sustainability strategy, with a view to reducing the carbon and ecological footprint of our organisation and developing responsible practices in our processes. PAPER CONSUMPTION Continued dematerialisation (Zero Paper programme, etc.) and the roll ‑ out of pull printing resulted in a further reduction in total paper consumption: -12.9% in 2023. The Group is now close to the threshold of 1,000 tonnes, at 1,027.16 tonnes. For example, the campaign for paperless employee savings statements reduced the proportion of statements sent by post to 25% in 2023. ENERGY CONSUMPTION Total energy consumption fell by around 20.4% between 2022 and 2023. Details of changes in energy consumption are given below.

(a) Circular economy (consume less, better, reuse) Prevention and management of waste Focus on Centaure centres A significant increase in the number of Centaure vehicles by 2023, with almost 40% going all ‑ electric. The target is 60% by the end of 2024, rising to 100% by 2025/2026. In addition, studies have been conducted with a view to achieving maximum self ‑ consumption of electricity by the 12 Centaure sites: the first installations of a power generation plant using shading systems will be launched in 2024, and EVCI will be made available later for our needs and those of our customers who come to our courses with electric or plug ‑ in hybrid cars. In the area of purchasing: in our calls for tenders/specifications, we ask our suppliers to declare whether they respect the Global Compact Charter (including respect for the environment), to respect the standards and we encourage them to adopt eco ‑ responsible behaviour (product design, staff training, transport, waste management). A “CSR” clause is included in calls for tenders and contracts. The work performed in 2022 ‑ 2023 to review “CSR” processes and criteria in purchasing led to the adoption of a common tool for the companies based on the AFNOR solution, which will make it possible to assess the environmental progress of our suppliers over time (initially our main suppliers) – see the section on Subcontracting and suppliers. (1) (2) The Group’s service business activities do not directly generate waste or pollution other than office waste. However, we want to make progress in recycling these materials, in particular through selective sorting, which is already in place in most of the Group’s entities (for example, the Campus Nanterre, Bordeaux ‑ Mérignac, and Astorg sites in Paris). Happy Cleanings – involving employees – and reuse operations are carried out by companies vacating sites. For example, for the Escale Programme in Nanterre in 2022 ‑ 2023. When we moved out of the WP3 and WP5 buildings, most of the furniture in these two buildings was

(1) (2)

Not included in the calculation of the Group’s carbon footprint. EVCI (Electric Vehicle Charging Infrastructure).

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Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES