Groupama // 2021 Universal Registration Document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra-financial Performance

Regulatory ratio (b)

correspondence between the business lines (according to the axes of analysis of Groupama’s activities) and the three business lines retained following an initial analysis of the 8 mentioned in the “delegated climate act” (Annex 1, Solvency II directive), containing

In order to determine the regulatory ratio for the 2021 financial statements, Groupama analysed only its activities in France. In addition, as the data relating to the Solvency 2 directive was not yet available for the 2021 order, Groupama produced a table of

explicit coverage of a climate risk event.

The table below corresponds to all the information required for this first publication of the regulatory ratio, based on the availability of data and the analysis carried out internally.

Businesses

(in millions of euros) Eligible activity line according to the Taxonomy Regulation

Eligible scope of France

5,411

Property and casualty insurance

5,411

Private and Professional

3,380

Passenger cars

1,610

Other Motor Vehicle Insurance

❯

Other vehicles

92

Other Motor Vehicle Insurance

❯

Home insurance

1,054

Fire and other property damage insurance

❯

Property damage for professionals & self-employed ❯

443

Fire and other property damage insurance

Construction

181

Fire and other property damage insurance

❯

Businesses and Local Authorities

1004

Fleets

495

❯

Fleets

394

Other Motor Vehicle Insurance

Garages

101

38% in Other motor vehicles and 62% in Fire and other property damage

Damage to businesses and communities ❯

509

Agricultural business lines

1,027

Agricultural risks

491

Fire and other property damage insurance

❯

Climate risks

219

Fire and other property damage insurance

❯

Tractors and agricultural equipment ❯

316

Other Motor Vehicle Insurance

Eligible international scope

0

Scope not analysed

Total gross written premiums eligible for Taxonomy

5,411

Total non-life gross written premiums at 31 December 2021

11,349

of which France non-life

9,486

of which International non-life

1,863

Ratio of gross written premiums eligible for Taxonomy / Total

47.7%

Thus, the share of gross written premiums in non-life insurance eligible for taxonomy was 47.7% in 2021. Finally, it should be noted that Groupama has made its best efforts to publish information on the Taxonomy regulation. Given the complexity of this regulation and the time required to adopt it, the information published by Groupama will be refined in future financial statements.

94 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES