Groupama // 2021 Universal Registration Document

7 FINANCIAL STATEMENTS Annual financial statements and notes

Liabilities and commitments ı

31.12.2021

31.12.2020

Related companies

Equity-linked companies

Related companies

Equity-linked companies

Other

Total

Other

Total

(in thousands of euros)

B) Liabilities Shareholders’ equity

3,907,850

3,907,850

3,832,749

3,832,749

Share capital/initial capital

3,617,879

3,617,879

3,617,879

3,617,879

Other shareholders’ equity

289,971

289,971

214,870

214,870

Subordinated liabilities

3,232,345 3,232,345

2,732,116 2,732,116

Gross underwriting reserves Unearned premiums (non-life)

389,736

5,316 395,052

382,027

4,242 386,269

Claims reserves (non-life)

4,953,178

303,602 5,256,780

4,722,166

369,398 5,091,564

Share of earnings and dividends (non-life)

513

513

1,778

1,778

Equalisation reserves

161,056

13,123 174,179

148,174

12,386 160,560

Other underwr. reserves (non-life)

1,176,866

16,546 1,193,412

1,161,476

7,280 1,168,756

Contingent liabilities

50,667 50,667

91,964 91,964

Debts for cession. cash

163,789 163,789

141,593 141,593

Debts from direct insurance transactions Owed to policyholders Owed to insurance intermediaries Owed to other third parties

2

2

72

72

3,047

3,047

2,843

2,843

Debts from reinsurance transactions

139,455

228,503 367,958

113,606

233,704 347,310

Bond debt

137,137 137,137

135,971 135,971

Debts to credit establishments Other liabilities Other loans, deposits and

(1)

116,817 116,816

76,587

108,834 185,421

guarantees received Personnel

47,216 47,216

45,963 45,963

Government, Social Security and local authorities

63,882 63,882

37,525 37,525

Other creditors

29,382

144,903 174,285

55,017

96,677 151,694

Accruals – liabilities

19,282 19,282

13,752 13,752

Unrealised foreign exchange adjustments TOTAL

10,758,036

4,546,177 15,304,213 10,493,579

4,034,320 14,527,900

294

Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES