Groupama // 2021 Universal Registration Document

7 FINANCIAL STATEMENTS Combined financial statements and notes

Deferred taxes Note 15

Deferred tax assets ‒ by operating segment

15.1

31.12.2021

31.12.2020

France

International

Total

Total

(in millions of euros)

Deferred tax assets

19

32

51

32

TOTAL

19

32

51

32

Deferred tax liabilities ‒ by operating segment 15.2

31.12.2021

31.12.2020

France

International

Total

Total

(in millions of euros)

Deferred tax liabilities

519

519

633

TOTAL

519

519

633

Analysis of the major components of deferred taxes 15.3

31.12.2021

31.12.2020

(in millions of euros)

Deferred taxes resulting from timing differences Restatements on AFS & Trading financial instruments (net of deferred profit sharing)

(592)

(835)

Life acquisition costs and overall management expenses reserve

(37)

(27)

Consolidation restatements on underwriting reserves

(281)

(307)

Other differences on consolidation restatements

66

53

Deferred non-life acquisition costs

(46)

(51)

Tax differences on underwriting reserves and other contingent liabilities

255

293

Tax-deferred capital gains

(4)

(5)

Valuation difference on mutual funds

129

123

Foreign exchange hedge

4

7

Other temporary tax differences

(14)

49

Subtotal of deferred taxes resulting from timing differences

(521)

(700)

Deferred taxes from stocks of ordinary losses

53

99

Deferred taxes recorded on the balance sheet

(468)

(602)

of which, assets

51

32

of which, liabilities

(519)

(633)

Within France, deferred taxation has been determined including the gradual reduction in corporation tax rates to 25.82% scheduled to occur by 2022.

202

Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES

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