Groupama // 2021 Universal Registration Document

2 THE GROUP’S BUSINESSES

2.1

2.3

GROUPAMA, A MULTI-LINE AND MULTI-CHANNEL INSURER

INTERNATIONAL INSURANCE

24

18

Italy 2.3.1

24 24 25 25 25 25

Structure of premium income 2.1.1

18 19 19

Turkey 2.3.2 Greece 2.3.3

French networks 2.1.2

International networks 2.1.3

Central and Eastern European countries 2.3.4 (CEEC)

Overseas territories 2.3.5

INSURANCE IN FRANCE 20 Economic environment and market trends 2.2.1 20 Competition and positioning 2.2.2 20 Property and casualty insurance 2.2.3 20 Life and health insurance 2.2.4 22 2.2

China 2.3.6

2.4

FINANCIAL BUSINESSES

26

Groupama Asset Management 2.4.1

26 26

Groupama Immobilier 2.4.2

17 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES