Groupama // 2021 Universal Registration Document

6 EARNINGS AND FINANCIAL POSITION Management report of the Board of Directors

Standard model tables used to present information on payment terms of suppliers and customers mentioned in Article D. 441-6 of the French Commercial Code

Invoices received and issued and unpaid at the end of the fiscal year and in arrears (table provided for in Article D. 441-6 of the French Commercial Code)

Article D. 441-6 I. - 1° of the French Commercial Code: Invoices received and unpaid as of the end of the fiscal year and in arrears

Article D. 441-6 I. - 2° of the French Commercial Code: Invoices issued and not yet paid as of the end of the fiscal year and in arrears

Total (1 or more days)

Total (1 or more days)

0 days (indicative)

1 to 30 days

31 to 60 days

61 to 90 days

91 days or more

0 days (indicative)

1 to 30 days

31 to 60 days

61 to 90 days

91 days or more

(A) Payment arrears range Number of invoices concerned Total amount of invoices concerned (specify excl. or incl. tax) Percentage of total purchases for the fiscal year (specify excl. or incl. tax)

3

142.50 Incl. tax

493,017.60 Incl. tax

493,160.10 Incl. tax

Incl. tax Incl. tax Incl. tax

0.00

0.00% incl. tax

0.00% incl. tax

0.00% incl. tax

0.00% incl. tax

0.38% incl. tax

0.38% incl. tax

Percentage of revenue for the fiscal year (specify excl. or incl. tax) (B) Invoices excluded from (A) relating to disputed and unrecorded payables and receivables Number of invoices excluded Total amount of invoices excluded (specify excl. or incl. tax) (C) Standard payment terms used (contractual or legal payment terms – Article L. 441-6 or Article L. 443-1 of the French Commercial Code)

Payment terms used to calculate payment arrears

Statutory terms: 60 days from date of invoice Contractual

deadlines: on receipt, 30 days - Contractual terms: (specify)- Legal terms (specify)

6.1.9

OUTLOOK

offer members and customers innovative products and quality service. Their mission is also to accompany them in the transitions that disrupt our daily lives and “enable as many people as possible to build their lives with confidence”.

In a complex geopolitical context and a situation of gradual recovery from the health crisis, which is reflected in tensions on the production and supply chains in several industrial sectors, the economic and financial environment is marked by inflationary pressures and a rise in market interest rates. Groupama is able to cope in this uncertain environment. Its financial resources and flexibility are suitable. Although this environment does not allow us to give a quantified outlook, Groupama is confident in its ability to maintain its profitable growth trajectory, which is based on the strength of the mutualist model. All of the Group’s forces (elected representatives and employees) are constructing their action and investments to

GROUPAMA’S 2021 6.1.10. DECLARATION OF EXTRA-FINANCIAL PERFORMANCE

The declaration of extra-financial performance is presented in section 4.2 of this Universal Registration Document.

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Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES