Groupama // 2021 Universal Registration Document

6 EARNINGS

AND FINANCIAL POSITION

6.1

CHARACTERISTICS OF THE MUTUAL CERTIFICATES AND REMUNERATION POLICY Legal regime for mutual certificates 6.3.1 Characteristics of the mutual certificates 6.3.2 issued by Groupama Assurances Mutuelles 6.3

MANAGEMENT REPORT OF THE

BOARD OF DIRECTORS

118

142

Environment 6.1.1

118

142

Significant events of fiscal year 2021 6.1.2 Post-balance sheet events 6.1.3 Analysis of financial statements 6.1.4

120 120 121 135

142 142

Debt 6.1.5

Remuneration policy 6.3.3

Risk management and reliability of 6.1.6 financial information

135 137

6.4

CASH AND GROUP FINANCING

143

Financial futures policy 6.1.7

Analysis of the annual financial 6.1.8 statements for the fiscal year

Issuer’s financing structure 6.4.1 Employment and cash 6.4.2

143 144

137 140

Outlook 6.1.9

Groupama’s 2021 declaration of 6.1.10. extra-financial performance

6.5

ADMINISTRATIVE, JUDICIAL, OR ARBITRATION PROCEEDINGS

140

144

6.2

DIVIDEND DISTRIBUTION POLICY

141

Dividends paid over the past three fiscal 6.2.1 years

141 141 141

Distribution policy 6.2.2 Statute of limitations 6.2.3

117 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES