GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

8 ADDITIONAL INFORMATION Company information

Simplified definitions The definitions below have been simplified to facilitate a quick understanding of the key provisions of the regulations. For exhaustive details about these regulations, the complete texts are available from the General Secretariat. WHO MAY BE CONSIDERED AN “INSIDER”? Membersof the Board of Directors, the Chief ExecutiveOfficer and any person having inside information in thceourse of his/her duties. WHICH FINANCIAL INSTRUMENTS ARE CONCERNED? In particular, they include any financial instrument traded on a regulated market or on a multilateral trading facility (MTF) or an organised trading facility (OTF): shares or other rights that grant or may grant access, directly or indirectly, to share capital or voting rights, debt securities, mutual fund shares or units, or derivatives. WHAT IS “INSIDE INFORMATION”? This is specific information that has not been made public, which involves, directly or indirectly, one or more issuers of financial instruments or one or more financial instruments and which, if it were made public, would be likely to have considerable influence on the prices of the financial instruments in question or the derivatives tied to them. Information is considered to be specific if it mentions a set of circumstancesthat exists or is reasonablylikely to exist or an event that has happened or is reasonably likely to happen, when it is possible to conclude from the information the effect that those circumstances or that event could have on the prices of the financial instruments concerned. Informationthat, were it to be made public, would be likely to have considerable influence on the price of the financial instruments concerned is information that could be used by reasonable investors as one of the foundations of their investment decisions (buy, sell or hold). WHAT INFORMATION OR EVENTS RELATING TO AN ISSUER OF FINANCIAL INSTRUMENTS MAY BE CONSIDERED AS CONSTITUTING INSIDE INFORMATION? Examples include: earnings (or estimated earnings), and changes thereto that are ❯ higher or lower than announced forecasts; mergers, acquisitions, public offerings, joint ventures, disposals ❯ or changes in assets, acquisitions of interest, major partnerships; major new productsor changes involvingcustomersor suppliers ❯ (such as the acquisition or loss of a customer or a major contract); major litigation, investigationsor proceedingsconducted by the ❯ audit authorities;

a one-time event linked to the business, which may have a ❯ significant effect on earnings; events affecting the financial instrumentsof the issuer (failure to ❯ repay debt, early redemption, buyback programmes,division of par value or shares, modificationsof dividends, changes to the rights of holders of financial instruments, public opr ivate sales of additional financial instruments). This list is not exhaustive; other informationmay be consideredas privileged depending on the circumstances. WHEN MAY INFORMATION BE CONSIDERED AS NOT PUBLIC? Information is not public when it has not been disclosed through, for example: an official press release, news service or mass-circulationdaily ❯ newspaper; an official document filed with a control authority (such as the ❯ registration document (1) filed with the AMF); the Internet; ❯ documents sent to shareholders (annual report or information ❯ prospectus). Applicable rules Members of the Board of Directors, the Chief ExecutiveOfficer and persons attending Board meetings may receive inside information about issuers of financial instruments admitted to a regulated market or other trading facility, for example, during the examination of a partnership, merger/acquisition or equity investment transaction. Issuers in which the Group holds a strategic investment are especially concerned. CONFIDENTIALITY Any member of the Board of Directors, the Chief ExecutiveOfficer and any person attending meetings of the Board of Directors holding, in the courseof his or her duties, inside informationrelating to an issuer of the aforementioned financial instruments or to financial instruments of such an issuer is bound by a duty of confidentiality with respect to such information. They are forbidden to disclose this information outside the normal frameworkof their functionsor for reasons other than those related to why the information was disclosed to them. If the person in question must divulge this information to other persons in the Group or third parties for the purpose of exercising their functions, he/she undertakes to do so only after having informed such persons or third parties that the information is confidential and that they are required to comply with the rules applicable to persons who have inside information.

Registration document now a universal registration document. (1)

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Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES