GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

7 FINANCIAL STATEMENTS Annual financial statements and notes

Liabilities and commitments ı

31.12.2020

31.12.2019

Related companies

Equity-linked companies

Related companies

Equity-linked companies

Other

Total

Other

Total

(in thousands of euros)

B) Liabilities Shareholders’ equity

3,832,749

3,832,749 3,701,838

3,701,838

Share capital/initial capital

3,617,878

3,617,878 3,617,879

3,617,879

Other shareholders’ equity

214,871

214,871 83,959

83,959

Subordinated liabilities

2,732,117 2,732,117

2,729,538 2,729,538

Gross technical reserves

Unearned premiums (non-life)

382,027

4,242 386,269 355,872

4,110 359,982

Claims reserves (non-life)

4,722,166

369,398 5,091,564 4,278,282 192,551 248,580 4,719,413

Share of earnings and dividends (non-life)

1,778

1,778

244

244

Equalisation reserves

148,174

12,386 160,560 128,414

11,195 139,609

Other techn. reserves (non-life)

1,161,476

7,280 1,168,756 1,129,764 9,577

401 1,139,742

Contingent liabilities

91,964 91,964

65,949 65,949

Debts for cession. cash

141,593 141,593

148,426 148,426

Debts from direct insurance transactions Owed to policyholders

72

72

77

77

Owed to insurance intermediaries Owed to other third parties

2,843

2,843

3,017

3,017

Debts from reinsurance transactions

113,606

233,704 347,310 52,636

4,962 150,582 208,180

Bond debt

135,971 135,971 595,651

595,651

Debts to credit establishments Other debt Other loans, deposits and guarantees received

76,587

108,834 185,421 515,080

214,335 729,415

Personnel

45,963 45,963

39,414 39,414

Government, Social Security

37,525 37,525

63,561 63,561

and local authorities Other creditors

55,017

96,677 151,694 51,406

41 105,916 157,363

Accruals – liabilities

13,752 13,752

11,386 11,386

Unrealised foreign exchange adjustments TOTAL

10,493,579

4,034,321 14,527,900 10,809,187 207,131 3,796,487 14,812,805

299

Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES