GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT
7 FINANCIAL STATEMENTS Consolidated financial statements and notes
Breakdown of technical reserves for insurance policies – by main categories 25.3
31.12.2020
31.12.2019
Gross life insurance reserves
Gross outstanding claims reserves
Gross life insurance reserves
Gross outstanding claims reserves
Total
Total
(in millions of euros)
Single-premium policies Capitalisation
8
10
18
10
11
21
Individual insurance
13,021
121
13,142
12,779
91
12,870
Group policies
164
3
167
168
3
171
Other
138
138
Total reserves for single-premium policies
13,192
134
13,326
13,096
105
13,201
Periodic premium policies Capitalisation
86
2
88
139
2
141
Individual insurance
5,911
240
6,151
6,095
218
6,313
Group policies
7,725
383
8,109
7,882
334
8,216
Other
2,862
2
2,864
2,656
3
2,659
Total reserves for periodic premium policies
16,584
627
17,211
16,772
557
17,330
Inward reinsurance
2,728
41
2,769
2,793
34
2,827
TOTAL
32,504
803
33,307
32,662
696
33,358
31.12.2020
31.12.2019
Reserves for unearned premiums
Reserves for unearned premiums
Outstanding claims reserves
Outstanding claims reserves
Total
Total
(in millions of euros)
Non-life insurance Motor
508
2,346
2,853
536
2,367
2,904
Bodily injury
76
654
730
85
615
700
Property damage
278
774
1,051
280
785
1,065
47
483
530
49
494
543
General third party liability
Marine, aviation, transport
8
63
71
8
75
83
Other risks
156
884
1,040
164
858
1,021
Inward reinsurance
254
3,995
4,249
225
3,720
3,945
TOTAL NON-LIFE RESERVES
1,326
9,199 10,525
1,347
8,915 10,261
214
Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES
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