GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

7 FINANCIAL STATEMENTS Consolidated financial statements and notes

Cash and cash equivalents Note 20

Cash and cash equivalents applied to balance sheet assets 20.1

31.12.2020

31.12.2019

(in millions of euros)

France

401

290

International

94

129

TOTAL

495

419

Cash and cash equivalents primarily represent the balances in the bank accounts of the Group’s entities.

Cash applied to balance sheet liabilities 20.2

31.12.2020

31.12.2019

> 5 years

Total

< 1 year 1 to 5 years

> 5 years

Total

< 1 year 1 to 5 years

(in millions of euros)

Operating debts to banking sector companies

80

1

81

49

49

TOTAL

80

1

81

49

49

31.12.2020

Currencies

Rate

Eurozone

Non-eurozone

Fixed rate

Variable rate

(in millions of euros)

81

81

Operating debts to banking sector companies

81

81

205

Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES