GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

7 FINANCIAL STATEMENTS Consolidated financial statements and notes

Deferred taxes Note 14

14.1

Deferred tax assets – by operating segment

31.12.2020

31.12.2019

France

International

Total

Total

(in millions of euros)

Deferred tax assets

20

12

32

64

TOTAL

20

12

32

64

Deferred tax liabilities – by operating segment 14.2

31.12.2020

31.12.2019

France

International

Total

Total

(in millions of euros)

Deferred tax liabilities

537

1

538

323

TOTAL

537

1

538

323

Analysis of the major components of deferred taxes 14.3

31.12.2020

31.12.2019

(in millions of euros)

Deferred taxes resulting from timing differences Restatements on AFS & Trading financiainl struments (net of deferred profit sharing)

(620)

(488)

Life acquisition costs and overall management expenses reserve

(27)

(39)

Consolidation restatements on technical reserves

(260)

(183)

Other differences on consolidation restatements

81

70

Deferred non-life acquisition costs

(23)

(25)

Tax differences on technical reserves and other contingent liabilities

241

358

Tax-deferred capital gains

(3)

(2)

Valuation difference on mutual funds

3

0

Foreign exchange hedge

7

6

Other temporary tax differences

38

39

Subtotal of deferred taxes resulting from timing differences

(563)

(264)

Deferred taxes from stocks of ordinary losses

57

4

Deferred taxes recorded on the balance sheet

(506)

(260)

of which, assets

32

64

of which, liabilities

(538)

(323)

Within France, deferred taxation has been determinedincluding the reduction in corporationtax rates to 25.82%scheduledto occur by 2022.

Unrecognised deferred taxes on net assets amounted to €12 million at 31 December 2020, compared with €15 million at 31 December 2019.

200

Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES

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