GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

7

FINANCIAL STATEMENTS

7.1

7.3

CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

ANNUAL FINANCIAL STATEMENTS

146

AND NOTES

271

Consolidated balance sheet 7.1.1 Consolidated income statement 7.1.2 Statement of net income and gains 7.1.3

Balance sheet 7.3.1

146 148

271 273 274 275

Operating income statement 7.3.2 Non-operating income statement 7.3.3 Commitments received and given 7.3.4 Results of the past five fiscal years 7.3.5 276 Notes to the annual financial statements 7.3.6 277

(losses) recognised directly in GROUP’S equity

149 150

Change in GROUP’S equity 7.1.4

Cash flow statement 7.1.5

151

Notes to the consolidated financial 7.1.6 statements

7.4

STATUTORY AUDITORS’ REPORT ON THE ANNUAL FINANCIAL STATEMENTS

153

305

7.2

STATUTORY AUDITORS’ REPORT ON THE CONSOLIDATED FINANCIAL STATEMENTS

267

145

Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES