GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

6 EARNINGS AND FINANCIAL POSITION Management report of the Board of Directors

Standard model tables used to present information on payment terms of suppliers ı and customers mentioned in Article D. 441-6 of the French Commercial Code Invoices received and issued and unpaid at the end of the fiscal year and in arrears (table provided for in Article D. 441-6of the French Commercial Code)

Article D. 441-6 I. - 2 ° of the French Commercial Code: Invoices issued and not yet paid as of the end of the fiscal year and in arrears

Article D. 441-6 I. - 1° of the French Commercial Code: Invoices received and unpaid as of the end of the fiscal year and in arrears

0 days (indicative)

1 to 30 days

31 to 60 days

61 to 90 days

91 days or more

Total (1 or more days)

0 days (indicative)

1 to 30 days

31 to 60 days

61 to 90 days

91 days or more

Total (1 or more days)

(A) Payment arrears range Number of invoices concerned Total amount of invoices concerned (specify excl. or incl. tax) Percentage of total purchases for the fiscal year (specify excl. or incl. tax)

6607

1

Incl. tax

Incl. tax

Incl. tax

131,192,654.28 Incl. tax

18,110.40 Incl. tax

18,110.40 Incl. tax

0.00

99.99% 0.00% 0.00% 0.00% 0.01% 0.01%

Percentage of revenue for the fiscal year (specify excl. or incl. tax) (B) Invoices excluded from (A) relating to disputed and unrecorded payables and receivables Number of invoices excluded

Total amount of invoices excluded (specify excl. or incl. tax) (C) Standard payment terms used (contractual or legal payment terms – Article L. 441-6 or Article L. 443-1 of tFhre nch Commercial Code) Payment terms used to calculate payment arrears Statutory terms: 60 days invoice date Contractual terms: 30 days invoice date - Contractual terms: (specify) - Legal terms (specify)

6.1.9

OUTLOOK

strength of mutual insurance. All of Groupama’s forces (elected representatives and employees) are now constructing their action and investments to be able to offer its members and customers innovative products and a quality service in keeping with its purpose. “We are here to allow as many people as possible build their lives confidently”. Groupama’s ambition is to become a centre for consolidationof mutual insurance in France.

In a context that continues to be marked by the Covid-19 health crisis and numerous macroeconomicuncertainties, Groupama is able to cope in the event of an adverse situation. Its financial resources and flexibility are suitable. Groupama is confident in its ability to continue its profitablegrowth trajectory, which has made it possible to focus its strategy on the

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Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES