GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

GROUPAMA ASSURANCES MUTUELLES

UNIVERSAL REGISTRATION DOCUMENT INCLUDING THE ANNUAL FINANCIAL REPORT

2020

This universal registration document was filed on 23 April 2021 at the French Financial Markets Authority (Autorité des Marchés Financiers),as competentauthorityunder Regulation(EU) No. 2017/1129,without prior approval, in accordancewith Article 9 of that Regulation. The universal registration document may be used for the purpose of offering securities to the public or for the admission of securitiesto trading on a regulated market if it is supplementedby a securities note and, where appropriate, a summary and all amendments tothe universal registration document. The whole is approved by the AMF in accordance with Regulation (EU) No. 2017/1129..

If referred to a website in this Universal RegistrationDocument, the content of this website is not part of the universal registration document. Except for information,documentsand other elements expressly incorporatedby reference in this universal registration document,no information,documentor element from the Company’swebsite (www.groupama.com)or fromany other source forms part of this universal registration document.

This is a free translation into English of the French Universal Registration Document filed with the Autorité des Marchés Financiers(AMF) and which is provided solely fothre convenience of English readers .

1 Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES