GROUPAMA / 2019 Universal Registration Document

CONCORDANCE TABLE WITH THE HEADINGS REQUIRED BY DELEGATED REGULATION (EU) N° 2019/980

CONCORDANCE TABLE WITH THE HEADINGS REQUIRED BY DELEGATED REGULATION (EU) N° 2019/980

This table of concordancecontains the headingsprovidedfor in Annexes Iand II to DelegatedRegulation(EU) 2019/980of 14 March 2019 and refersto thepages ofthis UniversalRegistration Documentwhere the informationrelatingto each of these headings is mentioned.

Information

Pages

1. Responsible persons,third party information, expertreportsandcompetent authority approval

322 322

2. 3. 4. 5.

Auditors

Risk factors

100to106and239 to 254

Information about the issuer

4 to 5 and302

Business overview

5.1 Principal activities

20 to 28; 101 to103; 113 to127and216to

217

5.2 Principal markets

20 to28; 113 to127and216 to217

5.3 Exceptional factors thathadan impacton theinformationprovided under 6.1 and 6.2

101 to102

5.4 Strategy and objectives

10 to12

5.5 Anydependence onpatents, licenses, industrial, commercial or financial contracts 5.6 The basis for anystatementmadeby theissuer regarding its competitiveposition

Not applicable

20 to28

5.7 Investments

111 to112; 146 and 271

6. Organisational structure 6.1 Briefdescriptionof theGroupandthe issuer’spositionwithintheGroup

6 to8

6.2 List of major subsidiaries

7 and256 to259

7.

Review of financial position a dresults

7.1 Financialposition

113 to127and135 to136

7.2 Operating income

113 to127

8. Cash andcapital 8.1 Information on the capital of the issuer

127; 135to 136 and142

8.2 Source andamount of cash flows

127;135 to136and143 to144

8.3 Borrowing terms and financingstructure

127; 135 to136 and 204

8.4 Information concerning anyrestrictions on the useof thecapital thathaveinfluenced or thatmay influence noticeably transactions by theissuer

Notapplicable

8.5 Sources of funding expectedto honourcommitments

135to 136 and204

9.

Regulatory environment

103 and252 to 254

10. Information on trends

112 and132

11. Earnings forecasts or estimates

Notapplicable

12. Administrative,management, andsupervisorybodies andgeneral management 12.1 Information concerning themembersof theadministrative andmanagement bodies 12.2 Conflicts of interest in theadministrative,management and supervisory bodies andthegeneralmanagement

30 to55and311 to319

55

13. Compensation and benefits 13.1 Amount of compensation and in-kindbenefitspaid

56 to57; 225 to294

13.2 Total amount of the sums funded or recorded forthepaymentof pensions, retirementorotherbenefits

225 to 294

326

Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES