GROUPAMA / 2019 Universal Registration Document

7 FINANCIAL STATEMENTS Annual financial statements and notes

Liabilities and commitments ı

31.12.2019

31.12.2018

Related companies

Equity-linked companies

Related companies

Equity-linked companies

Other

Total

Other

Total

(in thousands ofeuros)

B) Liabilities Group’sequity

3,701,838

3,701,838 3,390,138

3,390,138

Share capital/initialcapital

3,617,879

3,617,879 3,617,879

3,617,879

Other shareholders’equity

83,959

83,959 (227,741)

(227,741)

Subordinatedliabilities

2,729,538 2,729,538

2,732,516 2,732,516

Gross technicalreserves

Unearnedpremiums(non-life)

355,872

4,110 359,982 339,218

4,026 343,244

Claims reserves (non-life)

4,278,282 192,551 248,580 4,719,413 3,917,236

443,483 4,360,719

Share of earningsand dividends(non-life)

244

244

196

196

Equalisationreserves

128,414

11,195 139,609 113,550

9,911 123,461

Other techn. reserves (non-life)

1,129,764

9,577

401 1,139,742 1,121,526

7,811 1,129,337

Contingentliabilities

65,949 65,949

75,152 75,152

Debts for cession.cash

148,426 148,426

157,693 157,693

Debts fromdirect insurancetransactions Owed to policyholders

77

77

80

80

Owed to insurance intermediaries

34

34

Owed to other third parties

3,017

3,017

3,314

3,314

Debts from reinsurancetransactions

52,636

4,962 150,582 208,180 121,023

148,728 269,751

Bond debt

595,651

595,651 567,930

567,930

Debts to credit establishments Other debts Other loans, depositsand guarantees received

515,080

214,335 729,415 532,171

167,390 699,561

Personnel

39,414 39,414

40,342 40,342

Government,Social Securityand local authorities

63,561 63,561

33,979 33,979

Other creditors

51,406

41 105,916 157,363 118,463

30 72,440 190,933

Accruals –liabilities

11,386 11,386

7,579

7,579

Unrealisedforeignexchangeadjustments TOTAL

10,809,187 207,131 3,796,487 14,812,805 10,221,451

30 3,904,478 14,125,959

290

Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES