GROUPAMA / 2019 Universal Registration Document

1 OVERVIEW OF THE GROUP Human resources

The age pyramid is distributedas follows:

1,200

Men

Women

1,000

800

600

400

200

0

15 - 19 20 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 64

65 - 69

70 - 74 75 - 79

Other long-term benefits 1.5.3.2 The Group also recognises reserves in its financial statements for other long-term benefits to Group employees, i.e. :

1.5.3

COMMITMENTS TO PERSONNEL

Pension schemes 1.5.3.1 The Group’s companies have different retirement schemes. These schemes are generally financed by contributionspaid to insurance companies or other funds, which are administeredand valued on the basisof periodic actuarial calculations. Group entities most frequently use the services of GroupamaGan Vie – the Group’s life insurance company. Reserves are then recognisedin the financial statementsof the consolidatedscope to cover this commitment.Sums received are invested in appropriate investments.

retirementbenefits; ● senioritybonuses; ● anniversary days; ● time-saving accounts. ●

17 Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES