GROUPAMA / 2019 Universal Registration Document

1 OVERVIEW OF THE GROUP Human resources

In France in 2019, on the consolidatedscope, the Group achieved its objectives of 48.9% women in managerial positions (compared with 47.4% at the end of 2018) and 25% women in executive positions (comparedwith 24.8%at the end of 2018), since 60% of transitionsto the executive category involved women. Groupama joined the “Collectiveof French Companies in favour of a more Inclusive Economy” in 2019, marking in particular its commitments in terms of continued training of employees and inclusion of young people through apprenticeship. With regard to apprenticeship,our actions are strongly consistent with our commitments,since the rate of conversion of work/study training contracts in France on the consolidated scope (879 in 2019) to a fixed-termcontract or a permanent contract continued to grow beyond the objectives:29.6% in 2019 comparedwith 26% in 2018. Groupama has also taken major initiatives to promote the employment of people with disabilities. Participation in “diversity” recruitment fairs and the European week dedicated to this issue and the signing of the manifesto for the inclusion of people with disabilitiesin economic life were highlights of 2019. Nevertheless, in France, the recruitment of employees with disabilities (50 in 2019 on fixed-term or permanent contracts) slowed down a little, but the increase remainedsignificantover the period (4.2% of the workforce on permanent contracts in 2019 compared with 2.9%six years ago).

Over 10 years, nearly 1,000 employeeswith disabilities have been recruited (permanent and fixed-term contracts, training contracts, or as temporaryworkers) [958 employeesas of 31.12.2019]by the Group’s French companies in the framework of this long-term commitment. Across the entireGroup, thereare 1,044 workers with disabilities, representing 3.6% of the total number of permanent contractemployees. At European level, industrial dialogue is conducted within the European Works Council, in which all of the Group’s European subsidiaries (Italy, Greece, Hungary, Bulgaria, Slovakia, and Romania)are represented. The European Works Council (EWC) continued its discussions about rapid technological developments, their implications on changes in professionsor working methods, and their impacts on the quality of life at work. The EWC board can monitor developmentseach year through its visits to the subsidiaries(Sofia in 2019). Moreover,in 2019, for the seventh year, the GroupHR Department carried out information production projects, in particular social information, in the consolidated companies, relating to the Declaration of Extra-Financial Performance obligations (order and decree of 2017 modifying the application of the Grenelle 2 law), which, after an audit and verification by the statutory auditors, obtained the certification of conformity and integrity of the produced information. Groupama thus offers all its employees a social and human plan over the long term, consistentwith itsvalues and purpose.

15 Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES