GROUPAMA / 2018 Registration document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) GROUPAMA’S 2018 EXTRA-FINANCIAL PERFORMANCE REVIEW In early 2017, Fédération Nationale Groupama (now Groupama Assurances Mutuelles) signed a national partnership with Centre-Ville en Mouvement, an association created in 2005 by local elected officials, parliamentarians, consular elected representatives,government officials, and researchers around the needs ofdowntownareas regarding development.This partnership extends the work initiated in certain regional mutuals around the dynamics ofthe territories. For three years, Groupama has been a partner of the company “Femmeset Pouvoir”, which runs Elueslocales,the largest network of femaleelected representatives inFrance. The Group’s companies create partnerships with schools to promote themselves or to introduce the company to the world and/or support young people as they enter the job market or even to assist charitiesinvolved inemployment or integration. In 2015, the Group signed the “Charte Entreprises & Quartiers” charter to help priority neighbourhoods,implementedin the field by Groupama Val de Loire, Groupama Centre-Manche, and Groupama Antilles-Guyane, which signed in 2017. Groupama Assurances Mutuelles also continued its partnership with Proxité (financial support and promotion of their work with employees), a charity that offers individual philanthropyto middle and high school students in priority neighbourhoods. From 2015 to 2018, 19 employees (including 11 from Groupama Assurances Mutuelles) have been involved in Proxité. For several years, the Group has maintained partnerships with various actuarial schools and is one of the four foundingmembers of the Risk Foundation,which seeks to encourage and coordinate teaching and research projects in all areas of risk (financial risks, industrial risks, environmentalrisks, wealth risks or individual health in particular) in close relationship with partner institutions: Polytechnique, Centre d’Études Actuarielles, Université Paris-Dauphine,ENSAE. Groupama is also developing a research partnership with Institut Supérieur d’Agriculture de Beauvais on agricultural risks and has entered into a partnershipwith CNAM to optimise the contribution of our companies to the developmentof the territories. Around solidarity projects andthe local economy initiative, such as: With entrepreneurs and startups – new partnerships are being ❯ developed using an approach of cross-collaboration and incubation by exchanges of skills, such as support for projects of innovative ESS (for example, GwenneG, Réseau les Cigales, Fondation Emergences, Petites Cantines and Marmite Urbaine, Mécénat Lyon StartUp, Rosalie Life partnership, etc.), partnershipswith startup incubators to provide opportunities to work in an ecosystem to detect innovations (for example, Niort Tech with GCA, the Rev 3 accelerators programme in Lille, Amaguiz with startups in the Nantes region), the use of unoccupied premises – by developing them for startups, independent workers, or solidarity actions (in the Paris region and in the West in particular (1) Groupama contributes to the

university centre) or for the development of the October crowdfunding platform (formerly Lendix), or in Italy with the Think4South partnership. Since 2017, Groupama has participated in a world-renowned “startup accelerator” programme, Techstars(see section 4.2.2.6 (d)). Groupama Immobilier also makes it office space available to the startup incubator Immowell Lab, dedicated to innovation in the property sector, aswell as people looking for work (Solid’Office). Groupama and its companies award prizes, such as the PRO awards at the regional level – including in the overseas territories – and now at the national level to recognise local innovative companies and the “Most Daring Entrepreneur” competition (Gan Assurances, in connection with the Entrepreneur Exhibition in Paris), or the 2 nd edition of “Groupama Inspiring Confidence”, organised by Groupama Assurances Mutuelles, which awarded seven initiatives and actions to promote the creation of confidence within French society on 6 June 2018. Following a call for applications carried out at the national level and in the territories, around 15 initiatives providing innovative and creative solutions to the changes andmajor issuesof our society were chosen. Solidarity commitments (b) The Group’s companies provide operational and financial support to numerous local associations (sports, cultural, general interest, and other associations)around three mainthemes: Health and disabilities Health: the entities are significantly committed to the fight against cancer, particularly through walks or running races (like “La Parisienne”) and participation in various sporting challenges to benefit numerous causes, combining health and sport or nature, such as the “Marathon des sables”. Other commitments have been made around the theme of health: support for hospitalised children, promotion of blood donation, support for psychomotor research, etc.: The Romanian subsidiary Groupama Asigurari has thus committed €38,000 to various health initiatives, and Groupama Océan Indien has provided €15,000 in additional support to ODIRATHON fordiabetes prevention. Disabilities: establishmentby the companies of actions to support people with disabilities, beyond the employment of disabled staff, programmes to keep them employed, and the use of adapted enterprise sectors (ESAT); various forms of partnerships: support for associations training dogs for the blind, Handisport, Special Olympics France (a grant, through participation in inter-company relay races, programmes to enable people who live with a mental disability to flourish through sport), Handicap International, purchase of equipment for people with disabilities, support for professional integration, tickets for shows, etc. Note that the companiesof the UDSG scope (includingGroupama Assurances Mutuelles) have set a goal for increasing purchases with sheltered-employment organisations (ESAT/EA) by 10% between 2016and 2018.

economy of tomorrow in the territories by investing in funds (investment capital) like Partech (for startups of the Paris-Saclay

Examples: Base10 partnership at GroupamaCentre Atlantique, Groupama Up spaces at Groupama Paris Val de Loire,etc. (1)

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REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES