GROUPAMA / 2018 Registration document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) GROUPAMA’S 2018 EXTRA-FINANCIAL PERFORMANCE REVIEW Two years ago, Groupama launched a pilot mentoringprogramme for women. Goal: better individual and collective performance, thanks to an approach promoting cross-functionality and collaboration. The commitment and the influence shown by this community of women are a true force in enabling our Group to succeed in its transformationand to meet the challenges facing it. Initiated in 2016 by the Group HR Departmentand renewed since then, the “Mentoringby Groupama”programme bringstogether 50 women: 25 volunteer mentors – from Groupama Assurances Mutuelles and subsidiaries – and 25 mentees selected by the Human Resources Department for their professional qualities and motivation. Note that Groupama Assicurazioni (the Group’s first international subsidiary) is a member of Valore D , the first association of large Italian companies to support women’s diversity, talent, and leadership. The Group and its companies are continuing actions to promote the inclusion of more women among our talent and their career development: systematic integration of the gender parity aspect in succession plansand lists of candidatesfor seminars, training, etc. Employment of individuals with disabilities (Target for the France scope) 3-YEARTARGET:100NEWEMPLOYEESWITHDISABILITIES PERYEARIN THEWORKFORCE 965 on permanent contracts (out of a total of 995 contracts) versus 946 in 2017, representing a 2% increase in 2018. Employees with disabilities on permanent contracts in France represented 4.3% of the total workforce in 2018. In 2011, the Group rate in Francewas 2.9%. This progress is the direct result of actions that were implemented following agreements on Group level and in all of thecompanies. The pace of recruitmentacross all contract types decreased to 56 recruitments in 2018 (in France), but the number of employees on a permanent contract increased from 24 in 2017 to 25 in 2018. The amount of the contributionto the AGEFIPHwill be available at the end of March. In order to realise its commitmentson inclusion and retention of employmentof employees with disabilities, the Group: regularly communicates about disabilities internally with all ❯ employeesthrough items posted online on the Kiosque (articles, interviews,brochures,films, etc.) and externally (through guides, directories, press articles, participation in conferences, exhibitionsand forums, intended for professionalsor the general public); annually renews its partnership with ADAPT, the association ❯ behind the week for employment of persons with disabilities (SEPH), in whichthe Group hasparticipatedfor several years; continues its partnership with the Agefiph for the purpose of ❯ promotingprofessionalinclusionof people with disabilitieswithin the companies. It should be noted in each of the last three years, employeesof the Group’s companies and their company take part in the Special Olympics, which raise funds to fund actions supporting disabled people through sport.

Employment of young people [number of work/study participants (Target for the France scope)] and seniors

PROPOSED3-YEARTARGET:MAINTAINA RATEOF CONVERSIONOFWORK/STUDYPARTICIPANTS TOA PERMANENTCONTRACTOF 10%UNTIL2018

842 work/study participants as of 31 December 2018. The employmentrate rose from 2.9% in 2017 to 3.5% in 2018 (slightly below the insurance industry’s average of 3.4%). The required rate of work/study participants is 5% in France. The rate of conversion of work/study participants to a permanent contract was 26% in 2018 (1) (31% in 2017). Note: The age distributionof the Group’s overall workforce(France and international) is stable, with almost 13.4% under age 30 and 31.4% over age 50. The proportion of employees over 50 decreased veryslightly comparedwith 2017 (-0.2 pt). Measures to promote the recruitment and career development of young people The new employer brand was launched in 2017 and continued in 2018, highlighting our values of proximity, professionalism, and ethics. Our customers inspire us to always look for the best employees. The message of the brand: “Being anchored in the reality of our customers and committed to them, whatever their profession, is what is means to be a true Groupama employee .” The employees promote our Group’s values of proximity, professionalism, and ethics. They work each day to meet their expectations. By giving a voice to real customers, Groupama focuses on the identity and mutual values of the Group and respondsto the issues of brandawarenessand attractiveness andcorporate recruitment. The Group and its companies contribute to economic activity by supporting employment in the regions. To this end, in 2018, the Group organised “Jobmeetings” for the seventh consecutive year in a dozen major French cities. This friendly recruitment event, organised“in after-workmode”, is an opportunityfor candidatesto meet operationsstaff, discover the diversity of professions,brands, and job opportunities. In addition, to find new profiles and future potential, especially sales representatives,Groupamaorganisesrecruitmentsessions in the form of escape games. More interactive than the CV, the solving of puzzles was an opportunity to assess cooperation, teamwork, initiative-taking, and communication skills of candidates. In order to be in line with our society, the Group’s companies are increasing the number the new ways of recruiting, with strong positioning on social networks, development of co-opting, the organisation of challenges ( e.g. “Le Vrai Challenge”, open innovation withstudents), etc. It should also be noted that the Group signed onto the “Plan espoir banlieue” in 2008 and the “Charte entrepriseset quartiers” in 2015 to give a change to employees from depressed urban areas. The Group and the companies are optimising the “candidate experience”, from recruitment to integration, in particular by sharing best practices.

% of young people on permanentcontractscomparedwith the total number of young people present in 2017 and coming out of work/studyarrangementsas of (1) 31/12/2018: fixed-term contract, permanentcontract,or left the Group.

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REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES