GROUPAMA / 2018 Registration document

LEGAL INFORMATION COMPANY INFORMATION

Simplified definitions The definitions below have been simplified to facilitate a quick understanding of the key provisions of the regulations. For exhaustive details about these regulations, the complete texts are available from theGeneral Secretariat. WHOMAYBE CONSIDEREDAN “INSIDER”? Membersof the Board of Directors,the Chief ExecutiveOfficer and any person having inside information in the course of his/her duties. WHICHFINANCIALINSTRUMENTSARECONCERNED? In particular, they include any financial instrument traded on a regulated market or on a multilateral trading facility (MTF) or an organised trading facility (OTF): shares or other rights that grant or may grant access, directly or indirectly, to share capital or voting rights, debt securities,mutual fund shares or units,or derivatives. WHATIS “INSIDEINFORMATION”? This is specific information that has not been made public, which involves, directly or indirectly, one or more issuers of financial instruments or one or more financial instruments and which, if it were made public, would be likely to have considerable influence on the prices of the financial instruments in question or the derivatives tiedto them. Information is considered to be specific if it mentions a set of circumstancesthat exists or is reasonablylikely to exist or an event that has happened or is reasonably likely to happen, when it is possible to conclude from the information the effect that those circumstances or that event could have on the prices of the financial instruments concerned. Informationthat, were it to be made public, would be likely to have considerable influence on the price of the financial instruments concerned is information that could be used by reasonable investors as one of the foundations of their investment decisions (buy, sell or hold). WHATINFORMATIONOR EVENTSRELATINGTOAN ISSUER OF FINANCIALINSTRUMENTSMAYBE CONSIDERED AS CONSTITUTINGINSIDEINFORMATION? Examples include: earnings (or estimated earnings), and changes thereto that are ❯ higher or lower than announced forecasts; mergers, acquisitions, public offerings, joint ventures, disposals ❯ or changes in assets, acquisitions of interest, major partnerships; major new productsor changes involvingcustomersor suppliers ❯ (such as the acquisition or loss of a customer or a major contract); major litigation, investigationsor proceedings conducted by the ❯ audit authorities; a one-time event linked to the business, which may have a ❯ significanteffect on earnings; events affecting the financial instruments of the issuer (failure to ❯ repay debt, early redemption, buyback programmes,division of par value or shares, modifications of dividends, changes to the

rights of holders of financial instruments, public or private sales of additionalfinancial instruments). This list is not exhaustive; other informationmay be consideredas privileged dependingon the circumstances. WHENMAY INFORMATIONBE CONSIDEREDASNOTPUBLIC? Information is not public when it has not been disclosed through, for example: an official press release, news service or mass-circulationdaily ❯ newspaper; an official document filed with a control authority (such as the ❯ registrationdocumentfiled with the AMF); the Internet; ❯ documents sent to shareholders (annual report or information ❯ prospectus). Applicable rules Membersof the Board of Directors,the Chief ExecutiveOfficer and persons attending Board meetings may receive inside information about issuers of financial instruments admitted to a regulated market or other trading facility, for example,during the examination of a partnership, merger/acquisition or equity investment transaction. Issuers in which the Group holds a strategic investment are especially concerned. CONFIDENTIALITY Any member of the Board of Directors, the Chief Executive Officer and any person attending meetings of the Board of Directors holding, in the course of his or her duties, inside information relating to an issuer of the aforementionedfinancial instrumentsor to financial instruments of such an issuer is bound by a duty of confidentiality withrespect to suchinformation. They are forbidden to disclose this information outside the normal frameworkof their functionsor for reasons other than those related to why the information was disclosed to them. If the person in question must divulge this information to other persons in the Group or third parties for the purpose of exercising their functions, he/she undertakes to do so only after having informed such persons or third parties that the information is confidential and that they are required to comply with the rules applicable topersonswho have inside information. TRADINGIN FINANCIALINSTRUMENTS As long as the inside information has not been made lawfully public, the member of the Board of Directors, the Chief Executive Officer and any person attending meetings of the Board of Directors holding inside information in the course of his/her duties about an issuer of financial instruments or a financial instrument admitted toa regulated market ora trading facilitymay not: use the inside information that he/she has, acquire or dispose ❯ of, or attempt to acquire or dispose of, on either his/her own behalf or on behalf of others, directly or indirectly, the financial instruments tied to that information or any financial instruments to which those instruments aretied;

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REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES