GROUPAMA / 2018 Registration document

7 FINANCIAL STATEMENTS

CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

Breakdown of technical reserves for insurance policies – by main categories Note 25.3

31.12.2018

31.12.2017

Gross outstanding claims reserves

Gross outstanding claims reserves

Gross life insurance reserves

Gross life insurance reserves

Total

Total

(in millions of euros)

Single-premium policies Capitalisation

12

12

24

19

12

31

Individual insurance

12,252

97

12,349

11,862

106

11,968

Grouppolicies

170

5

175

177

4

181

Other

135

135

Total reserves for single-premium policies

12,570

114

12,683

12,058

122

12,180

Periodic-premium policies Capitalisation

146

3

149

112

3

115

Individual insurance

6,395

228

6,623

6,603

262

6,865

Grouppolicies

7,994

317

8,310

8,176

276

8,452

Other

2,652

2

2,654

2,814

3

2,817

Total reserves for periodic premium policies

17,186

550

17,737

17,704

544

18,248

Inward reinsurance

2,790

26

2,816

2,761

31

2,792

TOTAL

32,546

690

33,236

32,523

697

33,220

31.12.2018

31.12.2017

Reserves for unearned premiums

Outstanding claims reserves

Reserves for unearned premiums

Outstanding claims reserves

Total

Total

(in millions of euros)

Non-life insurance Motor

596

2,249

2,845

560

2,252

2,812

Bodily injury

83

595

678

89

546

635

Property damage

283

755 498

1,038

283

710 499 169 856

994 550

General third party liability

49

547

51

Marine, aviation, transport

7

85

92

7

176

Other risks

171

884

1,055

165

1,021

Inward reinsurance

209

3,530

3,739

199

3,504

3,703

TOTAL NON-LIFE INSURANCERESERVES

1,399

8,596

9,995

1,355

8,535

9,891

252

REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES