GROUPAMA / 2018 Registration document

7 FINANCIAL STATEMENTS

CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

NOTE 15

DEFERRED TAXES

Note 15.1

Deferred tax assets – by operating segment

31.12.2018

31.12.2017

France

International

Total

Total

(in millions of euros)

Deferredtax assets

22

17

39

36

TOTAL

22

17

39

36

Note 15.2

Deferred tax liabilities – by operating segment

31.12.2018

31.12.2017

France

International

Total

Total

(in millions of euros)

Deferredtax liabilities

65

2

67

141

TOTAL

65

2

67

141

Analysis of the major components of deferred taxes

Note 15.3

31.12.2018

31.12.2017

(in millions of euros)

Deferredtaxesresulting from timingdifferences Restatements onAFS& Trading financial instruments (net of deferred profit sharing)

(237)

(363)

Life acquisitioncostsandoverallmanagement expenses reserve

(36)

(52)

Consolidation restatements on technical reserves

(103)

(105)

Other differences on consolidation restatements

110

143

Deferrednon-lifeacquisitioncosts

(26)

(28)

Tax differences on technical reserves and othercontingent liabilities

330

334

Tax-deferred capitalgains

(2)

(2)

Valuationdifferenceon mutual funds

(6)

2

Foreignexchangehedge

7

8

Other temporary tax differences

(29)

1

Subtotal of deferred taxes resulting from timing differences

9

(61) (44)

Deferred taxes on ordinary losses

(37) (28)

Deferred taxes recorded in thebalance sheet

(105)

of which, assets

39

36

of which, liabilities

(67)

(141)

Unrecognised deferred taxes on net assets amounted to €11 million at 31 December 2018, compared with €21 million at 31 December 2017.

On the France scope, deferred taxes were determined by taking into account the gradual decline in the projectedcorporatetax rate to 25.82%by 2022.

238

REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES

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