GROUPAMA / 2018 Registration document

1 OVERVIEW OF THE GROUP HUMAN RESOURCES

The agepyramid is distributedas follows:

1,200

Men

Women

1,000

800

600

400

200

0

15 - 19 20 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 64

65 - 69

70 - 74 75 - 79

1.5.3

EQUITY STAKES

Group entities most frequently use the services of GroupamaGan Vie –  the Group’s life insurance company. Reserves are then recognisedin the financial statementsof the consolidatedscope to cover this commitment.Sums received are invested in appropriate investments. Other long-term benefits 1.5.4.2 The Group also recognises reserves in its financial statements for other long-term benefitsto Group employees, i.e. :

AND STOCK OPTIONS

Groupama Assurances Mutuelles awarded no stock subscription or purchase options to officers or employees in fiscal year 2018. As of the date of filing of this registrationdocument,there were no stock subscriptionor purchaseoptions ableto be exercised.

1.5.4

COMMITMENTS TO PERSONNEL

retirement benefits; ❯ seniority bonuses; ❯ anniversarydays; ❯ time-saving accounts. ❯

Pension schemes 1.5.4.1 The Group’s companies have different retirement schemes. These schemes are generally financed by contributionspaid to insurance companies or other funds, which are administered and valued on the basisof periodicactuarial calculations.

16 REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES