GROUPAMA / 2018 Registration document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) GROUPAMA’S 2018 EXTRA-FINANCIAL PERFORMANCE REVIEW WATERCONSUMPTION The Group’s business activities do not require water outside of the everyday consumptionof its office buildings. In this context, “water prevention” campaigns intended to reduce consumption are regularly conductedwith the entities’ employees. Water consumption at the Group level was up compared with 2017 (+22.2% overall). This increase is surely due to several factors: intense heat, damage on the network, and restatementsof year n-1data.

ENERGYCONSUMPTION Energy consumption was up with a 2.7% increase in overall consumption between 2017 and 2018. Electricity, the largest source of energy consumption (+0.9% per FTE), has been stable. The decline in fuel oil consumption (-12.5% per FTE) continued, confirming the Group’s desire to move away from this fuel. Winter 2018, especially the February cold wave, and the data not available in 2017 explain the increases in heat consumption (+32.2%, but heat represents 4% of the Group’s total consumption) and gas consumption (+1.7%, the main source of energy after electricity).

CHANGE IN OVERALL ENERGY CONSUMPTION SINCE 2013 (KWH/FTE)

6200

6000

5800

-5.1% vs 2013

5600

5400

5200

5000

2013

2014

2015

2016

2017

2018

For several years, the Group has implementedmany measures to reduce its consumption levels, including establishingfree cooling in the Mordelles Datacenter, decreasing the temperature set points in offices and systematically turning off office lights outside of hours of occupation formost of the buildings managedby G2S. In addition, byvirtue of its insurance businesses, the Group isnot affectedby the issueof soil use. Use of renewableenergies: see methodological note.

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REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES