CAPGEMINI_REGISTRATION_DOCUMENT_2017

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PRESENTATION OF THE GROUP AND{ITS{ACTIVITIES

1.5 Excellent performance in{2017

Cloud

World Fintech Report{2017 The World Fintech Report reveals some surprising insights into innovation, FinTech disruption and the new models and best practices that the financial services industry is using to deal with both. The Discipline of Innovation This report sheds light on the gap between the creation of innovation centers and the actual innovation that results, and explore ways to bridge it. World Retail Banking Report{2017 The 2017{World Retail Banking Report explores the future roles of banks and how they can leverage open application programming interfaces (APIs) to prepare their strategic roadmaps in a post Revised Payment Service Directive (PSD2){world.

Cloud Native Comes of Age This research reveals a new class of cloud-native leaders who, driven by the need to improve velocity, collaboration, and customer experience, are building more than 20% of their applications in the cloud.

Innovation

Contracts in Financial Services: Getting

from{Hype to Reality Smart contracts, enabled by blockchain or distributed ledgers, have been held up as a cure for many of the problems associated with traditional financial contracts, which are simply not geared up for the digital age.

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REGISTRATION DOCUMENT 2017 — CAPGEMINI