2021 Universal Registration Document

AGLOBAL FOOTPRINT

P. 4-5

FROMVISIONTO LEADERSHIP

P. 6-7

ACONSUMER-CENTRIC BUSINESSMODEL MAKINGOPPORTUNITIES OUTOFMARKET TRENDS

P. 8-9

P. 10

BIC2022 – INVENT THE FUTURE

P. 11

STRATEGICPLAN

P. 12-13

SUSTAINABILITY

P. 14-15

TEAMMEMBERS

P. 16

GOVERNANCE

P. 17

BOARDOF DIRECTORS

P. 18

EXECUTIVE COMMITTEE

P. 19

RISKMANAGEMENT

P. 20

FINANCIAL ANDNON-FINANCIAL PERFORMANCE

P. 21

SHARINGVALUE

P. 22

3

• BIC GROUP - 2021 UNIVERSAL REGISTRATION DOCUMENT •