BPCE_REGISTRATION_DOCUMENT_2017

1 PRESENTATION OF GROUPE BPCE Groupe BPCE's business lines

BPCE International International retailbanking is predominantly developed by BPCE International and its subsidiaries operating in Africa, the Indian Ocean, Vietnam, New Caledonia and Tahiti.

3,002 employees

€5.1bn in deposits and savings

155 branches

€5.3bn in loan outstandings

In 2017 BPCE Internationalconducteda strategic review of international ● retail banking operationsfor Groupe BPCE. The BPCE Supervisory Board subsequently began looking for a partner for the five banks in the BPCE Internationalnetwork in Africa and the Indian Ocean. Groupwidetools were used across the entire network to develop ● a more targeted approach to the bank’s mid/high-endindividual

customersand local large corporate customersor subsidiariesof international groups. In New Caledonia, Banque de Nouvelle-Calédonie and BPCE ● International teamed up to finance the construction and operationof two solar PV power plants. They also funded a wind power plant withthe help of Banque de Tahiti.

Ingépar Ingépar, specializing in structured financing, had a very strong year in the transportation and real estate sectors, while expanding its operationsin the Pacific. It establishedcommercialpartnershipswith Banque de Nouvelle-Calédonieand Banque de Tahiti, and opened an office inPapeete. Pramex International Pramex International is the French leader in the establishment of international operations and acquisitions among medium and intermediated-sizedenterprises, assisting approximately 1,000 French companies each year. In 2017, it joined forces with the Banque Populairebanks and NEXT INTERNATIONAL to launch asupportprogramspecially designedfor innovativecompanies.

BPCE International’s areas of operation, subsidiaries and equity interests Africa, Indian Ocean: Banque des Mascareignes(Mauritius),BMOI (Madagascar), BTK (Tunisia), BICEC (Cameroon), BCI (Congo), BNDA (1) (Mali), BCP (1) (Morocco). Asia-Pacific: Ho Chi Min City branch (Vietnam), Banque de Nouvelle-Calédonie, Banque de Tahiti (FrenchPolynesia).

Europe: Fransabank France (1) , Proparco (1) (France). Specialized subsidiaries: Ingépar (financial engineering), Pramex International (international development advisory services).

Minority holdings. (1)

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Registration document 2017