BPCE_REGISTRATION_DOCUMENT_2017

5 FINANCIAL REPORT

IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2017

5.1.2

Consolidated incomestatement

Fiscal year 2017

Fiscal year 2016

Notes

in millionsof euros

Interestand similarincome Interestand similarexpenses

25,941 (15,709) 11,588 (2,137)

26,957 (16,053) 10,952 (2,171)

6.1 6.1 6.2 6.2 6.3 6.4 6.5 6.5

Commission income Commission expenses

Net gains or losses on financial instrumentsat fair value through profitor loss

3,177

2,428 1,367

Net gains or losses on available-for-sale financialssets

803

Incomefrom otheractivities Expensesfrom otheractivities

12,720 (12,663) 23,720 (16,248) (851) 6,621 (1,384) 5,237

22,063 (21,385) 24,158 (15,820) (853) 7,485 (1,423) 6,062

Net banking income Operating expenses

6.6

Depreciation, amortization and impairmentfor property,plant and equipment,and intangible assets

Gross operatingincome

Cost ofrisk

6.7

Operatingincome

Share in netincomeof associates Gains or losseson otherassets

276

259 203

8.2 6.8

88

Net income aftertax from discontinuedactivitiesor activitiesin the process ofbeing sold Change in the value of goodwill

(85)

(154) 6,370 (1,882) 4,488 (500) 3,988

5.14

Incomebeforetax

5,516 (1,811) 3,705 (681) 3,024

Incometax Net income

6.9

Non-controllinginterests

5.22

NET INCOMEATTRIBUTABLETO EQUITYHOLDERSOF THEPARENT

240

Registration document 2017