BPCE_REGISTRATION_DOCUMENT_2017
3 RISK REPORT Credit risk
Geographic breakdown of gross exposures Information provided in respect of IFRS 7 12/31/2017 ➡
Central administrations /Central banks and other sovereign exposures
Corporates
Institutions
Africa and the Middle East 1%
Africa and the Middle East 4%
Africa and the Middle East 1%
Asia/Oceania 5%
Asia/Oceania 1%
Asia/Oceania 4%
North & South America 6%
North & South America 9%
North & South America 10%
Europe (excl. France) 15%
France 45%
France 67%
Europe (excl. France) 15%
France 69%
Europe (excl. France) 46%
12/31/2016 ➡ Institutions
Central administrations /Central banks and other sovereign exposures
Corporates
Africa and the Middle East 2%
Africa and the Middle East 1%
Africa and the Middle East 4%
Asia/Oceania 5%
Asia/Oceania 1%
Asia/Oceania 4%
North & South America 14%
North & South America 10%
North & South America 11%
Europe (excl. France) 15%
France 48%
France 66%
Europe (excl. France) 15%
France 68%
Europe (excl. France) 36%
Gross exposures arevery predominantly located inEurope, especiallyin France, for all asset classes (67%of corporates).
Concentration
CONCENTRATION BY BORROWER ➡ Information provided in respect of IFRS 7
12/31/2017
12/31/2016
Breakdown Gross amounts relative to total large risks (1)
Breakdown Gross amounts relative to total large risks (1)
Weight relative to capital Gross amounts/capital (2)
Weight relative to capital Gross amounts/capital (2)
Concentration by borrower
No. 1 borrower Top 10 borrowers Top 50 borrowers Top 100borrowers
4.2%
8.6%
3.5%
7.8%
21.5% 55.7% 76.3%
43.9% 113.8% 155.9%
19.4% 53.4% 74.5%
43.6% 120.3% 167.9%
Total large risksexcludingGroupeBPCEsovereignexposures(€151.4billionat 12/31/2017). (1) GroupeBPCEregulatorycapital (Corep line 11 CA4 at 12/31/2017):€74 billion. (2)
The percentage of the Top 100 borrowersclimbed slightly in2017 and did not showany particularconcentration.
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Registration document 2017
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